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    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
    • Paula Venomous refused to resign for 16 months and eventually did only because a doctor threatened to resign. Interesting snippets and insights in the article. Paula Vennells clung on to ‘plum’ NHS role after Horizon scandal ARCHIVE.PH archived 19 May 2024 21:49:07 UTC  
    • Just use the print option 'print to pdf' which will save a copy of email as pdf document on your device. If you lived at address as partner when the liability was not settled, then it would be Council Tax legislation they would use. This is designed to stop tenants or owners of a property resident in a property not to pay tax due, when the normal bill payee does not pay the liability due. If you want to know the exact legislation wording, suggest you search for it online, as the legislation is available to view online. If you did not live at address as partner at the time, there is no law they could use.
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HilaryFrances v Yorkshire Bank (Leeds)


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Hi Hils and Castle :) I don't know if you read my oral hearing outcome in Cardiff CC ? I posted it over on mine (olden v Barclays bank) and one of the others ? if you can't locate I will paste it here, basically we did not get the stay lifted, and it seems the courts have been insructed not to lift any stays, nothing is going to happen until after the OFT case.

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As you said, hardly a surprise but I really don't see any stays being removed now.

 

Well at least you still have an excuse to stay with CAG for a while.:p

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi yes Hils it is such a disappointment, after all the hard work, we are still trying to get more MPs involved, I am waiting to here again from Jessica Morden who has admitted she and the group she calls 'Cross party support group' think it is unfair and one sided, and we hope they will address parliament on this issue. I have asked her how many MPs are involved and she going to get back to me, if she takes more than 2 weeks

I can arrange a meeting at her surgery.

 

WE need more MPs

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I agree the campaign to get MP's is important to continue, but it was disappointing when CAG wrote to all MP's earlier in the year after the Whistleblower programme, that only Andrew George met with BF and Yoda.

 

My MP is James Plaskitt, who I met, but although he wrote a letter to the OFT did little else. Pretty poor considering he was on the Treasury Select Committee and interviewed Sir Fred Goodwin (the transcript can be found in the CAG library - I think it may be part of the court bundle). You can't help but ask why MP's are not asking loads of questions about our issues given the size of the rebellion against the banks. Should they be more concerned about looking after voters or worrying about powerful institutions.:mad:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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That is one of the things I have never been able to understand, the whole situation involving what is tantamount to breaking the law, being consistently ignored. There is definately a conspiracy with the OFT, FSA, FOS, supporting the Banks and thats exactly what the government want. Why is there no one powerful enough to stand up for the consumer?

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yes but as I dont owe them any money or bank with them any more it makes no matter. I made a couple of mistakes in my bundle and I did not make it clear that the financial difficulties we went through were because the YB took so much of our money, (my entire salary one month,) The judge thought things were tight because I had lost my job. My fault I did not make things clearer but I doubt if it would have made much difference

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I know of one case where the claimant proved his case for hardship in court and got a court date for his claim only to have the bank appeal against it and the stay put back :rolleyes:

 

the only comfort are the Carlisle v Clydesdale directions (if you still owe the bank money) and the statutory interest which is building on your claim value :rolleyes:

 

pete

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Hils will get a bally fortune in interest the time her claim has been going on!:mad:

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