DDhelp
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DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
I need them to go away once and for all as its affecting my relationship -
DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
I couldn't - bank overdraft -
DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
Yes -
DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
Thanks I have done that but they are saying that they won't go away until they can find the actual payment -
DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
A DCA is chasing me for a debt that the court shows as settled (I have cert of satisfaction) and they lifted an interim CO. This dates back to 2013. They now say that they can't find that payment was made. I can't prove that I did as I don't have records from them. What do I do? I sold the property with the original order and now live in a new mortgaged home with wife who didn't know me at the time of the original debt. Can anyone recommend a good solicitor to sort them out for me? Thanks -
DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
Two HSBC overdrawn defaulted bank accounts there wasn't much to contest -
yes
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DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
Yes, one was discounted rate -
DCA lifted interim CO now wants to reapply on new property
DDhelp replied to DDhelp's topic in Financial Legal Issues
Hi I would be grateful for advice - I have two certificates of satisfaction for PRA debts. One they have a record of and the other they claim not to. When I recently tried to stop payments on the one they claim not to have a record of they asked for proof of payment ie bank statement. I don't have that as I think that it was arranged by my ex wife and there is no way that I am going to her for anything. Surely the court would have sent them a copy originally? Where do I stand on this? I think that they owe me about £600 since I should have stopped paying this. Thanks -
MCE bought the debt from HFC I think I was paying Mortimer Clarke monthly payments. Although there may not be paperwork, there was a CCJ IN 2007 and an interim charging order
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It was HFC
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Hi I would be grateful for advice on this. I sold my house two years ago with a number of interim charging orders on it and purchased a new property. My solicitor advised creditors after the sale. So far, so good. I had a payment plan £32.50 per month in place with one of the creditors HFC - Mortimer Clarke - MCE Portfolio 12 months ago they stopped taking payments and I didn't think anything of it this week they have been in contact asking for an updated income/expenditure statement. When I called them to ask what this was about they were a bit put out that I had moved without paying them back, or providing a new address. The debt is from a CCJ in 2007 from HFC for £8,400 and as I am in a new relationship I need to sort this out asap. I asked about a full and final offer but all they would offer was £6,700 which I can't afford. Any ideas about what they could do if I just ignore them? Can they apply for a new interim charging order? or attachment f earnings, for example? I don't really want to get into a review of my finances as this had nothing to do with my family (wife and young daughter) and I don't want a negative impact on our family finances. Thanks
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Hi all I had two ccj debts with Aktiv Kapital which have now both passed the 6 year point. Both had interim charging orders on my house. I paid off one of about £3k and had the charging order removed. They very kindly also sent me a receipt to show that the other debt was clear (which it wasn't) I forwarded that to the court and had the other charging order removed. I moved house a year ago and I am still paying £20 a month to Aktiv Kapital. Any thoughts about what they could do if I stop these monthly payments? The CCJ wasn't really settled although they gave me a receipt and I moved house. I am tempted to let sleeping dogs lie but equally I wouldn't mind asking for a refund on the £20 that I have paid for the last 12 months. I haven't heard anything from them and they don't have my new address yet. How clued up are they?
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Egg now Barclaycard PPI cheque dilema - to cash or not?
DDhelp replied to DDhelp's topic in Barclaycard
I too don't think that this is right. I haven't questioned them as they said it was their final offer and referred me to the Ombudsman. No breakdown provided, no response to SAR either and they have sent a cheque for the interest. I still have the second card to sort out as they are asking for a second PPI claim form for it - even though I put in a general Egg claim Any suggestions? -
Egg now Barclaycard PPI cheque dilema - to cash or not?
DDhelp replied to DDhelp's topic in Barclaycard
1. The date is 2004 and that must have been when the account defaulted/closed by Egg. 2. My understanding of the offset issue is that they cannot do this as they were not the original lender see quote from Ombudsman's web site. Have I misinterpreted this then? We often decide that it is fair for the business to “set off” the compensation payable for the mis-sale of a PPI policy against the consumer’s arrears on their account – and remove or reduce those arrears. But we would not consider it fair for a business to require the consumer to reduce the balance below what would be outstanding now if the PPI had not been added. However, if the business that sold the PPI (and is now compensating the consumer) is not the lender, none of these considerations will apply and the compensation should be paid to the consumer as normal. 3. Assuming that Barclaycard were to base their calculations on the one year would the figures shown be correct in your view? 4. Should I cash the interest cheque or does that compromise any future discussions? Thanks
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