deathshead
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Everything posted by deathshead
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well done dont forget to cancel your mcol
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if filed via mcol best check online as they may enter there before u get any paperwork
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Citi Cards - *****WON & PAID IN FULL****
deathshead replied to morsy's topic in CitiCards/Citi Financial/Associates
he is incorrect, the case would be in your local court -
Citi Cards - *****WON & PAID IN FULL****
deathshead replied to morsy's topic in CitiCards/Citi Financial/Associates
then proceed with the claim its who blinks first tbh you would expect better arguments from lawyers:p -
you need to wait til either they settle or run out of time etc
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Citi Cards - *****WON & PAID IN FULL****
deathshead replied to morsy's topic in CitiCards/Citi Financial/Associates
you are of course willing to pay the "actual" cost incurred by citi, if they say it is £12 let them prove it in court dont think a defence of we need to fleece the "poor" to give the rich free banking will wash either, citi also dont provide free banking only credit cards AFAIK -
i would and am persuing the rest after accepting the offer as partial payment only amended the LBA template to reflect accordingly
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MCOL filed
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part offer made after prelim accepted as partial payment and LBA sent
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kevinlufflum v citicards/bank
deathshead replied to BaldyBaldwin's topic in CitiCards/Citi Financial/Associates
just stick to your timetable and issue the LBA after 14 days no need to call them -
Nicho1120 Vs Citicards
deathshead replied to nicho1120's topic in CitiCards/Citi Financial/Associates
Where a claim is defended, the claim is transferred to the defendant's local court, or where the defendant is a business, to the claimant's or his solicitors' local court. Information about - County Court Bulk Centre -
Nicho1120 Vs Citicards
deathshead replied to nicho1120's topic in CitiCards/Citi Financial/Associates
you as an individual get preference for court location as opposed to them as a corporation, theres a thread somewhere detailing why this is the case personally i would accept as part payment only and persue the rest -
citi sent me someone elses statement also, habit forming perhaps
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or even OFT
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click on address bar ctrl+c to copy ctrl+v to paste
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register here https://www.creditexpert.co.uk/index.aspx free 30 day trial will give you all the info wrt defaults and judgements you may have
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hmm you are not claiming much off them in charges, have they defaulted you on the outstanding amount? what sort of repayment schedule would they be willing to accept? or can you clear the balance regardless, if so they have no hold over you wrt counterclaims
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try the CCA 1974 approach for the default its mentioned in several places i believe, only costs a pound too
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http://www.consumeractiongroup.co.uk/forum/bank-templates-library/671-letter-preliminary-approach-repayment.html click and hold at the top if the letter drag down to the botom of the letter to highlight all the text, ctrl+c to copy ctrl+v to paste it to a word document on your pc
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are you trying to edit the letter in the forum? cut and paste the text of the letter template to a word document on your pc and edit as required
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just delete the red text
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isnt that an admission that their charges are in fact automated penalties?
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preliminary letter sent to HSBC
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yes got the same today also just posted the requested info off to them citi cards now also doing the same sort of thing
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hi chrismc, after reading your posts i am now going to do the same to egg i have downloaded the form N244 from the web notice it only asks/gives space for one address to send documents to assume this is the defendants and i enlcose mine seperately? any advise would be welcome
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