i have received a bryan carter letter reading final demand is my first step to appeal to them for a CCA i have received a letter from bryan carter - final notice can someone help me sorry guys n gals - trying to find the right space for my query i have received the first letter from dear old brian is a cca the first step iv read many threads on this man but wanted a step by step defence from him can someone help who maybe is having the same problems i just received my first of probably many letters from brian - do i send a letter as seen on templates here for a cca and the harrassment letter iv had around 55k stuck on me since the recession lost my business everything wont go bankcrupt without a very good fight can i get some help i may end up being a case study

i have lease car agreement which is now in default - it has been passed over to close credit mamagement who now want the car back but only call and never send any documentation i have nothing in writing i owe 8000 i reckon by now and the lease is up at the end of september this year what should i do with the car? not one bit of paperwork

what exactly should the letter contain - is there a template for this type of letter iv received a yellow card and realsie its a tactic these people use howevr wish to circumvent any more letters and stress