Hi I am not sure I am on the right form if not admin please direct to me... I had one of my tenant from Solovakia lived here with his family. and since than he has been claiming Working tax credit. More over every year I reported to HMRC , filled fraud form, Filled form with HMRC direct, threaten them that I will reporting to local news paper. After 4 years continue complaints I got forms today again that thier claims are updated.... awarded another loads of money.. Its so funny that they girl withdraw money from Solovakia and this bouy works full time here and they get £17000 for being OUR STUPID SYSTEM.. why have all those fraud lines when you dont F...........all. I am livid and dont know what more can i do ... thanks in advance guide me if you can where I can clear my address . I am not worried about HMRC any more they have lots of money to give away.

Thanks steam Yes I agree that it was not "Marital Asset" I just let them live there until they save and buy their own. Yes She did add her interest with land registry. First she wanted to move in this house and she is going to rent as this will be far away from her parents home where she has chosen to live. Taking about her interest is of course she will be looking for some easy cash. Family solicitor thinks that after divorce nisi court can make order to remove her name from land registry. Like your advise I just wanted to rent to cover the mortgage while all this crap is going between them. At the moments no one is paying the payments and I cant afford to pay out of my pocket. Can I rent this while this is going???

Thank you Steam Ok lets look at this way that she only lived in the property for 18 months . property was bought 7 years ago. her contribution was only sharing the mortgage for that period. What can be the worst outcome??

one of the property my son's name but my wife and my daughters are the trustee?? so is this OK

My son never paid any monies toward the deposit . It is stated in the Trust deed that He has no rights of the any money of profit. This trust was made by solicitors and they also registered with land registry.

No I am the trustee and beneficiary. He only got me the mortgage......

1. Yes it is on my son's name for mortgage purposes only as I have invested the finance. 2. Yes There is a signed deed of trust and it is also registered with land registry. any more questions please ask

Hi I may not be in the right forum but I need to know that I am a trustee of the property. Mortgage is on my son's name and I provided the funds and we set up the Trust that when ever he wants to sell it I will be sole beneficiary. We did this to protect for any unhappy events he face like divorce. and Now he is in between divorce and his ex left the house. I want to rent this or sell but she has put her interest with the land registry although she only lived 18 month in this so called "matrimonial" house. My moved back with me and property is vacant right now. I am concern about the mortgage payments. What are my rights being Trustee?? I can explain more if any one need to ask any questions. Thanks in advance for your help.

Hi Cerber thanks for you reply . I have just checked it says CREDIT AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 and they send me 2 bundle sets about 10 pages each and they are newly printed already on this thread. 1. First one got my very old address 2. second one got my latest address but none of them gives any idea of th which period. 3. Address on this application is totaly different than the both T'&C. this copy the application was send to me 2 yrs ago. http://i698.photobucket.com/albums/vv342/Andy01/application8018.jpg. and on this latest letter from BOScott qoutes http://i698.photobucket.com/albums/vv342/Andy01/Halifax8018-2.jpg that their clint are not obliged to provide a copy of the signed agreement. So what are they talking about. as I understand this application is the only agreement. Now they have Default me in 2007 and on that time the arrears were £167. A. can I ask them to ask something along the line to deny that I may not have any agreement with you unless you provide me with the executed agreement? B. Can I go along with the Default notice way where I may only have to pay arrears? C. What they have is the application or the agreement? Advise please

Hi CB/Cerber I know its been long time I hope you gys are well and doing fine. I got this morning letter from DCA Blair, Oliver Scot after almost 1 yr since they passed the account to westcot, Iqor and others. Now they have send me these documents along with 25 pages of terms and conditions. Please let me know what more I can write. We are going in circles. http://i698.photobucket.com/albums/vv342/Andy01/Halifax8018-2.jpg http://i698.photobucket.com/albums/vv342/Andy01/Halifax8018-1-2.jpg Thanks in advance.

Hi CB I send the letter above as advise but today I got this http://i698.photobucket.com/albums/vv342/Andy01/Capital1RW1.jpg . May be my letter is crossed. Funny enough they called my home no today aswell. I told them I will not be veryfyiong any of my detail on the phone. Only written replys. Should I ingnore this for the time being untill they receive my letter. thanks

Hi CB/ Cerber Hope you guys are doing fine. I got this letter from RW since Jan 2011 for homw visit. If you read this thread before they can not prove that they have been asigned and Cap1 can not find the account. Now they are threating with house visit. Advise please and Thanks http://i698.photobucket.com/albums/vv342/Andy01/Capital1RW.jpg

Hi CB , Had a horrible New Year Eve as my wife had a Brain Hemmerage. We end in for the the whole January at Kings College Hospital . they had to do open head surgery. God's blessing she got back home in Feb and doing fine. She was the fittest of all of us don't know how did that happened but the whole period was shoking and stressful. Staff at Hospital were God's Angels and done a wonderful job. I am doing a charity event in June to raise funds for them. My target is £15,000 as they are in need of some machines for their surgical wards. I am on target to do it with the help of family and friends. Thanks for checking my post CB.

Hello CB/Cerber, Hope you guys are all fine. After defaulting Halifax passed the account to most of the DCA's like Blair Scott, RW.IQOUR, Wescot and few others. I requested all of them for a signed agreement and they all failed. Now they all give up and Halifax send me this http://i698.photobucket.com/albums/vv342/Andy01/Halifax2011.jpg http://i698.photobucket.com/albums/vv342/Andy01/Halifax20111.jpg So we are back to square one. What should I do ? Send them the same request again or ignor few times? Advise please and thank you.

Thanks CB Yes this is the same that RW claim its been assigned to them and CAP1 can not find the account at all