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About Me


Found 9 results

  1. Just wanted a bit of help with an old company pension plan. Owned a Ltd company but it was dissolved ages ago. Had set up an executive pension plan. The company was just me - so I was only going to be the sole beneficiary upon retirement. Now as the Company is dissolved there is effectively no-one to sign any retirement claim documents. The pension firm says I need to apply to be the new plan trustee - and it will then give me powers restricted to paying the benefits from this plan. But the appointment only lasts for 9 months - and the benefits will need
  2. I signed a franchise aggreement (unfortunately) and I would like to know if the : personal guarantee`s that was included is legal, if it was not witnessed, at the time of signing, and their is no provision for a witnesses signature, is there a set format for this, and could it be deemed invalid and/or, not binding? when is a deed not a deed? Your advice would be welcome. Thanks!
  3. Hello, thanks for reading This matter relates to an old style loan of about 2k taken out in 1991/2 and consistently deferred until 2013, when I moved abroad to work (still earning under the threshold) and my deferral form went missing. I then forgot about it as got ill and depressed..(have medical evidence to back this up) Moved back to UK in 2014 and was unemployed for nearly a year.. so have never earned anything like the threshold limit. I also turned 50 in 2014 (am now 51) So, the long and short of it is, Student Loan Co wrote saying I was in arrears, then
  4. My mother in law and twin have gone into care both were owners and trustees of a house with 2 others . They are now mentally incapacitated. I am power of attorney to 1 and also a beneficery of the trust . Can they sell for under the market price . They have given a key to someone I believe will be buying and she has got her own valuation which is 40k below mine . All the contents have been sold while I was on holiday . I really am not happy with what they are doing there are no accounts no receipts . I don't think the house should be sold. It
  5. Hi I may not be in the right forum but I need to know that I am a trustee of the property. Mortgage is on my son's name and I provided the funds and we set up the Trust that when ever he wants to sell it I will be sole beneficiary. We did this to protect for any unhappy events he face like divorce. and Now he is in between divorce and his ex left the house. I want to rent this or sell but she has put her interest with the land registry although she only lived 18 month in this so called "matrimonial" house. My moved back with me and property is vacant right now. I am concern about the mortgage
  6. Hi, I was made bankrupt in May this year and I co-own two properties with my wife. one of them, (the one we live in) has a small equity and the second has minus equity. The second one is being rented out and is the only income that I have. now the trustee of my bankruptcy has written a letter to the tenants that all monies should be paid directly to them. This will leave me with absolute £ 0 income, and they are taking my wife's part of the rent as well. is this legal and is there anything I can do stop them? thanks in advance for any help. Lolli
  7. Hi all, I've been here for a while but really not sure where this should fit. My step son was left some money in trust until he was 18. He turned 18 last August but following excuse after excuse about why it hasn't been given to him. They have claimed that the money was somehow left so that it would be paid out when my other step son turns 18 (next February). We have a very strong, almost certain that the trustee has spent this money. This I am 99% sure of. They won't give my step son any details of the account or solicitor the will is with. I know this has nothing to do wi
  8. This is a true story about how Lloyds TSB has treated my family. My grandparents married in 1912. £2,000 was settled on my grandmother by her family (a marriage settlement). In 1927 Lloyds Bank became - and still is - the sole trustee. My grandmother died in 1949 and my father became the beneficiary. He died in February 2011. My sister and I are the last beneficiaries and the trust has to be wound up. Present value of trust fund: just under £2,000!!! Lloyds TSB completely refuses to acknowledge there has been any negligence or wrong-doing on their part. As far as we are
  9. My husband is going through bankruptcy over business debt. It has reached to the point where a trusty has been appointed. There is a flat is which is on joint names and has equity over 40,000. We have owned this flat for last seven years but my husband never paid its mortgage. He was initially jobless then opened his business but could never made any profits. I have been working all this time, was paying mortgage and other bills.Through bank statement we can prove that My question is because I have been paying mortgage all this time, Does that still means that he has 50% share? Am I no
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