let me say each contribution made on this topic is personel opinions i my self think thats what is good about this country we have the freedoms to voice our opinions .but in my case whatever your political views are these are respected .such a debate like this is good for opinions to be voiced . as regards to fringe parties yes they should be part of the political situation 3 party system not the best for a democracy but i must make an exception i would never vote for the bnp.but perhaps we need to see there policies lay them out and we shall decide in the next 12 months .suprise no one has mentioned the green party they have been on the go for years do they represent the world today

well said bookworm im pleased your living in the real world.also u see real problems .well i think browns policies are showing signs of working .the conservative policies abolish sure start sop building schools and hospitals abolish the 50p tax for the rich .thats just in the first few months .i bet a lot of us are enjoying low mortgage payments at present .last tory goverment 15%then u will see repossesions .cant understand why the exspenses thing cant be sorted.that is corrupt dishonest and mps cant behave like this .

perhaps what should be done to mps found out in the exspenses scandal. banned from public office that means they forefiet this magic 64k.well done the telegraph for exsposing this abuse of public money.

when times are hard and things are not going our way the good old british public find a scapegoat.yes we found gordon brown .i actually dont beleive brown is to blame for the credit crunch at all . this is a global situation effecting everyone worldwide not just the uk.he was a person who came to office and had a horrid start as prime minister glasgow terrorist attacks, foot and mouth, also bird flu epedemic. then we have the severe credit crunch .the conservatives said we would have done nothing for the banks just let them go bust .but rightly or wrongly we ploughed billions into there coffers.but the thing is the loss of jobs the repossesions of homes, the collapse of high street big boys.but brown tried to help brought intrest rates down lower mortgage repayments lowered the time limit on dpp paying mortgage intrest out in benefits .got agreements with mortgage companys and the courts repossesion was to be the last resort. intrest rates at an all time low surley this has helped some people in the uk.conservatives last time dont u remember job losses high unemployment also intrest rates at 15%.i think we all have short memories.when conservatives come to power did mr cameron say he would abolish sure start. i think this was a good policy for all and strenghens the links in the comunity for all families with young children .really has been a sucess in the comunities of the uk.i have seen hospital rebuilds all over new modern schools being built surley this is the kind of thing that we need to see under any goverment. the mps exspenses well that is all parties involvement there it is corrupt dishonest and morally wrong .we lock people up for benefit fraud .so why are these mps claims not dealt with the same way .people want to see justice cant have one law for one and a diffrent law for mps.what will a genral election do know life might become harder we have to have a genral election by june 2010 latest. let brown carry on and see if his policies get us out of this mess .indications show it might be .last year we was going to be last out of credit crunch there saying know we will be the first .if browns policies on credit crunch not working why is most countrys adopting browns policies worldwide?????????????????????????????????

well bluesky your really having a rough times of thingsat this present time dont admit to anything at all see what evidence they have on you first .also in futurekeep all documentation of all types u never know when it will come back and bite ur bum .if u had saved this info ur case would be closed ..i hope life starts picking up for you at least good luck

my daughter and her young family went out saw a van down bottom of street but carried on phone call from neighbour . gas or electricity people breaking into ur house .it seemed the supplier had removed the locks entered the property removed the gas and electric meters .locked the doors and put a note on front door if u require key .ring no printed below after 6pm and on payment of 80.00 u will be supplied with a key to enter the home. yes obviously she has some type of arrears with them .but to watch her go out and then enter her home change the locks then lock her out all day do we live in modern britain. can this happen ?.my god it is frightening .no policemen was present when entry was gained .we need some advice already e mailed the company .wont discuss with me not acc holder.thank god my wife was there to support her.need advice on this one it could be happening all over the uk .:mad:

well i think congratulations all round im on day 3 with the aid of patches not had a fag .i think its a battle of 2 minds yours and the cigarette .well i do hope my mind wins .but wish you all well

well congratulations on your efforts you have done well im only 3 days into stopping smoking yes it is hard i have the patches .the problem with perscribed medication the best advice is from people like you who have taken the medication and know the side effects thanks for the input..

agree with erika pnp put just right she is the brains on these matters

i have just e mailed anglian water asked them would you do it in writing as well. many thanks to all for your assistance in this matter

the debt was for non payment of water rates .so they got ccj. then there solicitors obtained a legal charge on my property. debt paid in full on monday.need charge removed

hi john the loans system is designed to releive pressure on the individual or the family by the sounds of this u have been under severe pressure.with loans for items i e cooker they only allow a certain amount .they know that a simple cooker u can get for 150 pound .you may have been better asking for a comunity care grant and if u satisfy the criteria then u dont pay it back .if u dont they automaticly consider a budgeting loan .in your loan pack did you not fill in the part on moving home and supply 2 quotes . also have u accepted the loan if so u can within 28 days ask for a reveiw .if not then u cant ask for a reveiw as there is nothing to reveiw . i still think the community care grant was the best option for you under the severe pressure also ur illness criteria .you must be on income support as u got the loan offer.but im not led to beleive that u need to be on d l a for the community care grant as prisoners who have left custody can apply for a community care grant.there is an expert on here who has more brains than me.she knows the job inside out .

about 2 yrs ago anglian water applied for a charge on my property. was succesfull the debt is paid in full .so how can i remove this charge please.

one point to sort this out quicker as u ask . if the medical people decided that his condition was terminal .the rules would then change. the dr did that with my dad and it was sorted within 3 weeks and all fell into place .

what a silly system we have here i assume this benefit is the one brought in to replace incapacity benefit.the idea was im told to get people back to work who can work and look after the genuine sick .let me tell you know my father died from obstructive airways condtion known as emphysema.it is a horrible lung and chest problem that really cant be cured .walking is so hard to do as time goes along everything is hard to do his condition will not improve but deteriate.he wants to claim d l a mobility and care .also income support and also housing benefit and council tax benefit also there is when u get d l a u will qualify for cares allowence. also you need to get the g p to write a letter about his condition and how it effects him ect .also contact the specialist who he is under ask for a report the same and to include the prognosis will he get better or worse . this will be your medical evidence copy the letters and enclose them with ur appeal ur dla application and your carers application . it may all sound drawn out but it will be worth it .list all the medication he is on ,..you will win im sure of this but be prepared to fight .wish you all the very best and good luck .

have u exhausted all avenues with ur supplier as im sure the ball stops with him . i assume u paid by some form of card then . if so once you have run out of options with your supplier ,they are not willing to help u futher .then a chargeback request can be made through your card issuer . i think im on the right track but wiser more skilled than me will advise u better.

yes keep well away its a [problem] .i had the same problems i parted with my cash . report to your trading standards dept and o f t .already got prosecutions against there name for [causing problems] letters .

hi there as a customer of buy as you veiw. there customer service is poor indeed. they load u up with goods at exssesive charges. dont tamper with the meter its not your property.if u do they have a policy of going to the police.so please avoid .dont forget your not renting the tv your buying the item. if your not happy with the goods then u can send them back . u need to arrange collection through them .get a receipt to say they have picked the goods up though. dunraven finance is the finance co that funds buy as you view. yes the same company same head office ect. the bullyboy taticts is strange indeed but may be a new approach.then u must report them to your trading standards dept .u must get an agreement to pay them or to send the goods back this is the only reseloution here . remember the goods dont belong to you at all it is there goods .so they cant legally be withheld

yes congratulations i think the reveiew pack they send out confuses them as well as you. your letter was spot on covered every angle in simple terms. it was never in doubt this decision would be reinstated. i assume both care and mobility was for life and back dated. well best wishes to you and your daughter and the care u provide is a credit to you .hope ur getting carers allowence ur entitled .

yes the usual exscuse blame the computer .seems a problem with computer system . so all work is hand dealt with just an exscuse i feel .perhaps u should ask for a counter payment as a emergency payment.

i was told by debit card services that u can claim a chargeback on your card only within 120 days of the transaction . may be worth a shout.

my freind has a scanner. but he has gone abroad on his hols. so i await his return on the 14th april . i appriciate what your doing and saying . but thats as far as i can go at the moment . thank you

sorry but dont have a scanner will ask my mate if he can do it .

as you say i dont think you have nothing to be fearfull about. u may have a vindictive neighbour all reports how small are investigated. it may be just a visiting officer from income support seeing all your entitlements are in place.houising benefit operate a similar policy .if it was fraud i dont think they would write to you .there visit would be a fraud officer from fraud section of the office.as the officer is coming from income support its to do with that part of your benefit. nothing to worry about at all .if all is as u say no worries .

22nd april 2008 subject your unclaimed prize worth £3750. dear mr parry please urgently call the AUDIT office at seasons on 0800 448 448 between 11am and 8pm monday to friday and ask for charlene. i recently wrote to you about your seasons membership,confirming your status as a club seasons member.this membership is worth £3750-we are very suprised not to have heard anything from you,since you are NOT required to pay this fee. this means for just £275.25 you could enjoy a luxurious 7 night holiday for up to 4 people either within one of our award winning uk resorts or perhaps overseas.this works out at just over £68per person for a whole week of luxury., you can request any dates you like ,subject to availibility within the next 12 months; I AM ALSO OFFERING YOU A 100%MONEY BACK GUARANTEE IF YOU ARE NOT ENTIRELY SATISFIED WITH YOUR EXPERIENCEUPON RETURNING FROM YOUR FIRST STAY AT ANY SEASONS RESORT-ALL DATES IN 2008 ARE CURRENTLY AVAILABLE AT THE TIME OF WRITING . [sINCE YOU WERE FORTUNATE TO WIN THIS MEMBERSHIP,THE DIRECTORS OF SEASONS WOULD LIKE TO INVITE YOU TO ATTEND THE CHELTENHAM FESTIVAL IN 2009AS OUR GUESTS. THE SEASONS HOLIDAYS QUEEN MOTHER CHAMPION CHASE IS WATCHED EVERY YEAR BY MILLIONS OF TELEVISION VIEWERS. I HAVE BEEN AUTHORISED TO OFFER YOU TWO FREE CHELTENHAM FESTIVAL CLUB ENCLOSURE TICKETS WORTH £130;AS A SEASONS MEMBER YOU AND YOUR GUEST WILL BE ABLE TO ATTEND OUR BIG RACE AS OUR VERY SPECIAL GUESTS. please dont keep us in the dark we would like to know your intentions . to avoid loosing this valuable prize,and your free cheltenham tickets ,please call charlene on 0800 448 448 within the next 7 days. we look forward to hearing from you and to seeing you at the cheltenham races. membership secertery. this was the letter i got and paid a one off payment of 275.25 by visa debit. i then got an undated letter in febuary 2009 saying this . dear mr parry we would like to confirm our invitation to you and your partner to join seasons at the cheltenham festival on wednesday march 11th to watch the seasons holidaysqueen mother champion chase. IF YOU ARE ABLE TO ATTEND PLEASE COMPLETE AND RETURN THE CONFIRMATION SLIP BELOW TO OUR OFFICE IN ST ALBANS BEFORE MIDDAY ON FRIDAY FEBUARY 13TH 2009.please remember this offer is only valid for customers who are registered members for 2009 holiday year. if you have not paid your 2009 management fee,which is £390,then please call on 01727 861222 to renew your membershipby credit/debit/card BEFORE returning the form below. or settle your fees as set out on this years management fee invoice,before submitting your application for tickets. we will not be able to arrange tickets for cheltenham if your fees are still outstanding on friday 13th febuary,2009. we will not be able to issue tickets after this date since the annual cheltenham festival is a well supported event . the racecourse controls visitor numbers carefully. we are required to produce a guest list for cheltenham racecourse before febuary16th 2009 when cheltenham will issue tickets they require...please remember tickets may be not resold must be used personally by the seasons nominee and guest. look forward to hearing from you membership secertery.................thats the letters i have they needed me to pay a futher £390.00 to qualify for these tickets .i understand that the free tickets pitch in the first letter was some form of inducement. they will not reply to any mail or e mails i have sent them. we also never went on a holiday as it was only out of season times. also we started to read about scams and prosecutions with regards to such letters . seasons cant produce the competition i was supposed to have won i doubt it exsisted .barclays have said this morning that they wrote to me in sept 08 but got no reply . to this date i have not heard from barclays debit card . not even a reply to the previous letters wrote to them . they know say i am out of time the 120 day period has elapsed . seasons have not replied at all to any letters or e mails just remain silent .finally i will add that as i took out this offer in late april 08 it was 12 mths i was still a member and fully paid up.so was there a need to demand £390.00 fees for a free tickets.hope this helps thank you...................