I don't mean to sound ungrateful, but I don't really like pasties - can I just have the cash and donate the pasty to someone else? Even the 32p would help at the moment......

A girly gripe....spending half an hour every morning washing/drying and straightening hair only to step outside, get rained on and look like a frizzy mess for rest of day. Children who can 'tidy' their bedroom in about 30 seconds by shoving everything either under the bed, in drawers and the bottom of the wardrobe. Dirty socks I can just about live with, but 1 week old contents from their lunchbox is a bit much......:o

One from my son... What do you call a deer with no eyes? No idea

Just subscribing!

Hi Jon, I also have similar experience with Abbey. My sheet (04-06) showed loads of charges for cleared transactions but none for going into an unauthorised o/d (which I must have done if you think about it). I sent a non-compliance letter and explained my concerns - and in return they sent me the microfiche copies (which still had none of the charges on that I was querying, but did have a couple of inaccuracies). Will be interested to see what what you get back from them.By the way, mine showed a £20 refund in Jan 2006. Good luck, Dizzy

Hi Chrissie, I found this address on the Abbey forum - Its for Internet Wayback Machine (archives of all sorts of stuff, like old T&C's!!). Internet Archive If you click on the one below, hopefully(!) it will take you to what you're looking for. Internet Archive Wayback Machine Hope its of some help!! Dizzy

Thanks Rooster!

Hi Alex, I did eventually get the microfiche for the same dates as the spreadsheet, but it still showed that despite many cleared transaction charges , I NEVER ONCE got charged for using an unauthorised overdraft :? . Weird, isn't it? However, I'm not intrigued enough to query it with them over the phone - I'm a bit of a chicken like that . What really gets up my nose is that they're still slapping charges on the account(which is now in limbo 'cos I've moved to the parachute one), therefore, LBA (sending tomorrow) is now £1800 without interest.

Giles Brandreth (often on Countdown)

aubergine

Feel better now?

Or it could have been me.....

There's no harm in dreaming.......or being hopeful!! Best of luck with your claim, Dizzy.

Hi Hopeful1, I'm also claiming on behalf of nervous hubby! I sent my S.A.R. to the PO Box address that comes on the card statement, but I didn't send ID and they didn't cash my cheque either! I got the stuff I needed from them, admittedly a few days late and my 14 day deadline from my prelim runs out on the 25th. The following address seems to be a popular one to use - Customer Advocate Office MBNA Europe Bank Ltd Chester Business Park Chester CH4 9FB I know Jackster77 rang them on this number - 0800062062 and Glav's thread is a good read and mentions a man called Colin Pugh (I've heard his name a few times) who was very helpful from what I can gather. Hope this helps! Good luck with your claim, Dizzy

Congratulations!!

Hi Penny, I think you can only claim one type of interest or the other.

You're a little star, Vamp! Thanks for that.

http://www.consumeractiongroup.co.uk/forum/abbey-bank/91707-archives-abbeys-web-pages.html?highlight=abbey+terms+conditions I think this may be what you are looking for. (Its higher up the page on a sticky!)

Hi Paddywack41, MBNA didn't cash my cheque either, and I didn't have any problems getting list of fees, so I think I've been lucky so far. Mind you, their 14 days for my prelim are up on 25th June - and I haven't even been worthy of a letter from them...I just got my list sent through in an envelope and haven't heard anything since. I think I might complain about that.... Good luck with your claim!! Dizzy

Why, thank you HSBCrusher! Sunshine

Ok, last one for today.... What did the elephant say to the naked man? How do you breathe through that thing?

Who goes round carrying a red sack and biting people? Santa Jaws

An Illinois man left the snow-filled streets of Chicago for a holiday in Florida. His wife was on a business trip and was planning to meet him there the next day. When he reached his hotel, he decided to send his wife a quick email. Unable to find the scrap of paper on which he’d written her address, he did his best to type it from memory. Unfortunately, he missed out a letter and his note was directed instead to an elderly preacher’s wife, whose husband had passed away the previous day. When the grieving widow checked her email, she looked at the monitor, let out a piercing scream and passed out. Her family rushed into the room, found their mother on the floor and this message on the screen; DEAREST WIFE, JUST GOT CHECKED IN, EVERYTHING PREPARED FOR YOUR ARRIVAL TOMORROW. PS. SURE IS HOT DOWN HERE

Thanks Vampiress -much appreciated!

underpants (clean of course)