I agree, dogs all dogs are like children if you abuse them they turn out to be a big monsters. The man who used his dog to attack or even people who use their dogs to attack other animals or people are cowards and need putting down themselves. I cannot and will not understand or accept what is going on with peoples brains all the torture they put innocent animals through for pleasure, I think people are the problem not animals. We had a litter of 7 pups from the mother which we still have and I dread to think what has happened to them all. I try not to think about them because I get upset, but I should have avoided her getting preganant to start with. Thanks everyone for you input I am going to get some stuff today for him. He is very hyper and I think sometimes the monther dog jumps up on the chair to get some piece and then he starts chasing the cat around. Oh what fun. Just to add more more thing I saw an article in the papers concerning bears, this poor bear was in a cage no bigger than himself he was curled up with no room to move and these japanese were poking him with a stick. These people need shooting. Regards, Mashmallow

Thanks for letting me know, silly me, I have deleted the attachment will reattach. Thanks Mashmallow

Thanks Cerb and Dx, I cannot remember how old, may be older than 6 years but because I have being paying something |I guess the debt is still active. I will send the letter you suggested and see what they say. Once again thanks and your guidance in this matter. Regards, Mashmallow

Hi, I have received a letter today from Welcom stating they have transferred my account to MKDP LLP, what does this mean? anybody know? Also I asked for my credit agreement and got the attached sent to me. Please can somebody have a look for me. I would appreciate your time. Regards, Mashmallow

Hi once again, I sent off a CCA request, copy attached to Ambrose Wilson and got a letter back from them with a credit agreement that is not signed by me and seems to be just redone with my name and address filled in in blue ink. Please can you tell me if this is a proper agreement. I would be very grateful. Regards, Mashmallow:-| Ambrose Wilson Credit Agreement.pdf

I found a website petslifeonline who sell it they are not asking for a script so I shall try it. Thanks for your help. Let you know how he is. Regards, Mashmallow:p

Thanks for your advise, I looked up what you said it could be and it sounds right. We took him to the vets once and she said it was mange and gave us Aludrox which is about 17.00 a bottle apparently you have a bath them in it regularly, its quite potent and can be dangerous to other animals. Can I buy this Malaseb online? Many thanks Mashmallow

Thanks for replying. He is a nervous dog, we don't smack him when piddles or poes he just automatically gets nervous. It seems to be on the top of this neck coming down towards the ear and then under the face. We have washed him a copuple of times it calms down then comes back. For a young staff he has a lot of flabby skin around his neck and the top of the neck goes into litlle pink bumps. We put this down to flees but he does not scratch alot another thing is my other female staff and him are always jumping on each other playing which could be a factor because sometimes they get rough. What is dermodex? Thanks Mashmallow

My staff is white and brown, he has very thick flabby skin, but on his neck and around his head he is losing his fur so you can see the colour of his skin coming through as pink. I have not used anything on him baring dog flee shampoo. I don't think it is a flee problem although we did treat him once for puppy mange. He is a bit nervous and shakes when you shout at him./ Could this be a stress thing or a genuine skin problem. Any advise would be gratefully accepted. Regards, Mashmallow:-(

Please can someone let me know if the attached credit agreement from Welcome is in order. I would be very grateful. Regards, mashmallow

Thanks and hello once again Cerberusalet. I will do what you have said. Being a mail order company are they still by law required to send a credit agreement if requested? Thanks Mashmallow XXXX

Please can someone advise me of what to do. I sent off a CCA to the following people:- Shopacheck Ambrose Wilson Shopacheck has passed the debt on to Lewis Debt recovery and totally ignored my request Ambrose Wilson continue to call me 4 times a day and also have used the £1.00 postal order towards their payment. What should I do now? Regards, Mashmallow

I am intneding sending off CCA request to 3 mail order companies and 2 loan companies one is welcom and one is shopacheck which is part of the Cattles group are there seperate ones for mail order and loans. Please can someone let me know before I sent. Regards, Mashmallow

Sorry if I but in guys but could not resist saying my part. I have 4 on the go and all of them have had to accept my offer it took me almost a year and half to get out of the mess now I am richer. Every who has a payday loan and cannot get off the roundabout should follow, soon these companies will be banned over here so I have been told. They threaten with all sorts but I just ignored them and told them they will be lucky to get anything from me as I have paid back their loans through the course 4 times over. They are just loan sharks. Fell better now and sorry for intuding. Mashmallow XXXX

Bookworm, Many thanks for your reply and your reassurance. Because it is a mail order what CCA do I use, apparently there is one for loans, credit cards etc. I don't want to look a fool and send the wrong one. Please can you guide me. Many thanks Mashmallow XX

Bookworm, Thanks for that, shall I still send them a CCA i also have another catalouge that I am in trouble with, I will be out of work soon and will only be able to offer a token payment just a bot worried that they will take me to court? Cheers Mashmallow XX

Thanks for your time, got a letter from them Friday offering a reduced amount owing they have taken £300 off the original amount and offered a payment plan? May be they have no credit agreement I will send a CCA off. Thanks Mash XXXX

I offered reduced payments in Dec and paid them £30. I did'nt do an official CCA, just a request for a signed agreement. Do I resend or can I resend using the proper template? Please advise. Thanks for your kind response Mash

Andydd, I have scanned the reply from EOS for your perusal, please let me know what I do from here. Kindly appreciated. Mash freemans reply letter.pdf

Asperni, Many thanks I already have the support from one special ladyt from this forum and now you have helped me as well. I am very grateful for your valued advice, let you know what happens next. Regards, Mash XXX

Please can someone have a look at this for me and tell me what is correct. I stood guarantor fro my son from the 10th January 2008, which will end 18th Jan 2009. Is this classes as a fixed term agreement and am I entitled to guarantee rent after this date? Thanks Mash

Sorry if I am butting in but I have just read all the threads on here and you guys all seem to know about deposits and the TDS. Can you please just by reading my story, tell me if I have a case, before I end up losing money I have not got. Stood guarantor for my son and paid deposit of £650 Was told the deposit is held with the Agent as Stakeholder and member of the TDS, no further details were send After the 12 months the property was in possession stages Went to court for order for possession and rent arrears From this point I was negotiating a payment plan to payoff rent arrears Made untold enquiries of what has happened to the deposit paid No communication from either party on this I did not pay anything off the rent arrears because of my deposit going astray. Letting agents then tell me 5 months later deposit was given to LL on 28th May 7 days after my son officially leaving the property for rent arrears December debt has been passed to baliffs to collect therefore adding another £1010 to the original debt. Took LL to court yesterday to get set aside and stay of execution LL's solicitors said it was used for various repairs to the property. Judge tells him to get evidence together or come to an agreement with me in regards to deposit or come back to court. After the hearing outside the LL's solicitor pulls me aside and tells me more or less it would be in my best interest to accept the £650 deduction from the rent arrears as this will save extra cost to themselves and to contact his office save going back to court Balliffs cost etc still stand by the way. Have I got a case to fight for deposit x 3 and this is why he is trying to persuade me to accept the £650 and go? Please may I have your comments or do I post seperately. Kind regards, Mash:???:

Thanks for your reply - but i honestly thought the courts act fairly and this is not fair. What was the point in having your deposit protected, is it a [problem]. What I understand is totally unjust on me. Now the baliffs also have made money for nothing they have nothing to take from me I have nothing. Surely this cannot be right. Mashmallow

In a nutshell, I went to court to set aside a hearing and also to hold fire a warrant of execution. The judge did not grant either but a hold until the 15th Feb, when me and the LL's solicitors have got to come to an agreement about the deposit or go back to court. The LL's solicitors mentioned to the judge that the solisitors could come to an agreement therefor deduction the despoit from the rent arrears. The judge agreed as this would save time and extra costs. After the hearing the LL's solicitors pulled me aside and said that if I called the solicitors and make an agreement with them they could take off the desposit and that way I would only have to repay £800 as opposed to £1400 plus the baliffs charges that would still be applied. This in order would save the solicitors further costs which could amount to the sameas the deposit Is this not bribery? If they sorted out the deposit in the first place then I would have know what i actually owed and started payment insted they all parties, letting agents and solicitors never let on what exactly the desposit was used for until now. apparent repairs etc., seems there way to wriggle out of the TDS law. The judge said they would have to provide evidence of the so called repairs etc., Please can someone advise me what to do now. regards, Mashmallow

Thanks Andy I will do shortly, hopefully Mash