Hi Sali, Firstly, I input a reply several days ago but it did not log I have now found its by using the smiley faces so I will now start again. Several weeks ago I came across you thread whilst searching the web for the type of information you were looking for. I was advise by the Citizens Advise Bureau that under Law the company which NOW hold the Pension Plan must contact you near the time of your retirement. This is correct but In my case I found that they sent my information to my original address from 30 years ago when the policy was started by a previous employer who has now creased trading. To assist you & an

Hi I have moved your thread to the Bailiff forum where the guys will be along to help as soon as they are available.

Do you prefer the bbc quoting CAB? http://m.bbc.co.uk/news/business-24833627

Trading Standards Service Civic Centre South John Dickie Street Kilmarnock KA1 1HW Telephone: 01563 576602 Email: trading.standards@east-ayrshire.gov.uk

Noddle has been known in the past for being out of date as they are the least used of the Credit Reference Agencies. Be best to check with either Experian or Equifax, but please remember that a free trial is only for 30 calender days, if not cancelled your card will be debited by up to £14.99. You can apply by post for £2 postal order as well for a full copy of your credit report. Stigman