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Statute barred charges??


claireb1983
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Hi there,

 

I had two old store cards with creation finance and recently obtained all of my statements by DSAR. I sent off a letter for each account requesting a refund of charges. On one account I received a finanl response a couple of weeks ago along with a cheque for £160ish as a gesture of goodwill. I received the finanl response for the other account today which confirms that they will not refund the charges as they were before Jan 2006 and are statute barred.

 

The charges on the other account were before 2006 and they refunded those?? Can I ask whether their decision is fair and whether I was just lucky to get the charges back on the first account?

 

Thanks :)

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