help

[herbs]

i received a offer from barclays at the beginning of june which i replied to saying i would accept if they removed a default they declined. i have now decided to accept their offer and sent off the acceptance slip but they say that my previous letter has counted as a decline and in any case all cases are stayed (pending the oft case) anyway including business accounts claims which this is. What can i do.

Herbs

[dar£n]

Hi herbs,

you had 8 weeks to accept/decline their offer.

 

when did you decline their original offer and when did you 'reconsider'

 

if this was over the 8 week window.....sorry no go!

[patrickq1]

just hang in their mate and dont sign any waiver ,they will buckle if it get as far as a courtroom door,carry on with your case and dont look back look at all the threads and find a moderators thread and see if you can have a chat with a site heper they will guide you through it dont give up

patrickq1

[herbs]

there offer was made on 6th july i replied on 9th july saying i would accept the offer if they removed the default which they have never replied to. i sent the acceptance back last week, due to money problems,which they wont accept because of my prior letter. I havnt started any court action yet. what i dont understand is that barclays have stayed all of their claims pending the test case no matter what, i thought only the courts were doing this. and what is the situation with business accounts with the test case. Should i now start court action as my local court, Colchester isnt i believe staying cases.

[dar£n]

Barclays can NOT apply a stay to your claim.

They can put your complaint on hold without replying but that doesnt stop you continuing to court.

Once it gets allocated, they will apply for the stay but it is down to the judge

 

check here to see how your local court is handling claims:

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/109936-find-out-here-if.html

 

one piece of advice tho' stay away from MCOL at the moment, they are automatically applying the stay, use the N1 route straight to YOUR court.

[herbs]

ok so the fact that i originally delined their offer and then re-considered and accepted will not affect my case in court. and am i right in thinking that business accounts are not affected by the test case anyway.

Herbs