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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ja-de v Halifax - again


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ooooooooooooooooohhhhhhhhh yes, we all need to chill, now & then. lol

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13/07/07 **WON** Halifax

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Oh dear, we've missed each other again overflow.

Yes you did read it, he's being an absolute pangel1.gifI don't think, hehehe. We all really do love him to bits, buuuuuuuuuuuut - I'll be very glad when he goes back home, geez his mother never has him these days. Out of the 6 weeks he has from school, she has had him for only 2 of them, & she only sent 3 boxer shorts, 3 t-shirts, 1 pair of jeans 5 pairs of socks & a track suit, she has got no idea; its a very good job we have a few sets of everything here for him lol.

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we won't have time to miss him, 'cos we have him every weekend as well. Trouble is his dad's supposed to be looking after him, but as usual it falls on our shoulders, while his dad's gallivanting all over, with his mates, (he's 28, but wishes he was still 16).

But, I can honestly tell you that it will a very big relief when the little terror (sorry errr darling) goes home, even if he'll be back within a few days.

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Some years ago, a very old friend of ours once said that, "Children should be sent to an orphanage until they're 16", but, I disagree, they should be sent there until they're 18, hehehehehesuper_smilies007.gif I love all mine to bits, I wouldn't be without them, besides they're all grown ups, & don't live with me anymore. I'm actually going to see them all tomorrow.

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My oldest (daughter) managed to get herself pregnant at 15, her daughter (my granddaughter) is now 14, & trouble is she looks 18 when she has her normal gear on, & to make matters even worse she also stands 5' 7" & still growing. My middle (oldest son) he's 28, but refuses to grow up & work, & my youngest (son) he's 26, he's between jobs, & trying to find out if he's a father to an 18 month old girl. More kids - I'm surrounded by them.

  • Haha 1

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Step-son moved down to Maidstone to live with his mum 10 years ago, but now he's back to be near to his 5 year old thats staying with us. Right I've now gone full circle.

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Thanks tilly, I'm catching up to you. hehehehe

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aaaaaaaaaawwwwwwwwwwwwwww thank you money,I think that we're all part of one very big happy family, & I'm sure everyone will agree with me on that one.

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Hi overflow, not too bad, just having a bit of time off from MP thread, & chilling.

Had to get myself a new phone yesterday, 'cos the other one that I dropped in washing up bowl is no good for texts, inside screen is Kn**ke*ed, & I've been told it could cost more than the thing is worth. So my new one has all the same stuff on it, & a bit cheaper.

How are you ?? Have you had a good rest now that your daughter is back from India ???

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Hi tilly how you today ??? apart from getting bit wound up by SSL & stone

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Sorry, got a bit waylaid, been messing about with MP3 player on my new phone lol. I just love new gadgets.

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oooooooooooooooooo you little fibber stone!!!! You are a wino (sorry) wined up merchant, & would that be a pint or a magnum???th_13_4_10.gif .

No problem overflow, I don't mind a bit of off topic banter, so I was enjoying having a laugh, much better than crying lol!

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jawdrop7rg.gif

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offtopic8ys.gif

 

What phone did you get Jade? I just got myself a new all singing and dancing phone too - I love it!

 

Hi money, its the Nokia 5200 slide activated

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hi ya jade has it got keypad touch censor too:D

 

signquestion3xd.gif

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Are you trying to confuse me tilly????, 'cos at the moment it won't take much doing, ooooooooooooooo you tinker! hehehehe

 

I wasn't doing too bad, thank you overflow; this is I was until tilly tried to confuse little old me, lol. How about the both of you, tilly & overflow

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eeeeeeeeeerm, well now let me see....................thinking...........yep! hehehe

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Worked what out???

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oh that, yes just about, my son's been putting some more music on my memory card for my MP3 player thats on it today. I've got quite a bit of music, pictures - including some smileys from smiley xtra - the animated ones make brilliant screen savers, oh & a couple of taxi jokes. Have you heard the shaggy one where he is ringing for a taxi??

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Oh & I nearly forgot, I've figured out how to use it for phone calls & text messages. lol hehehehehe m8ztelephone.gif

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What's one of them?????????????? z7shysterical.gif

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I keep trying to click you, but it won't let me. lol

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Hi SSL, yep, I'm having a lovely time, I don't need instructions that much, I just have a play about & learn to use 'em that way. I just use them for the main settings, & security pin-codes.

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Do you want that shaggy joke then, tilly ????

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OK, no problem. Have you read that pm I sent you ???

  • Haha 1

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