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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Colour-me-happy v Halifax - SETTLED IN FULL


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Hi,

 

I'm another who has found this site thanks to Martin Lewis :D I have just been through my online statements for the past 12 months and the charges are close to £1500 which has obviously spurred me on to do something!

 

I just want to ask: when I send my DPA letter do I need to enclose any payment for the statements? I've read a few threads and £10 has been mentioned several times...

 

Any help would be appreciated.

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Hi all

 

I have sent my 1st letter today the the Halifax requesting my statements, I am a bit concerned after reading a few threads on here today....

 

I have 2 bank accounts with them, and while I'm not bothered about them closing them if they want to get nasty, I am worried as I have my mortgage with them and because of debt problems I probably would not be able to get another mortgage elsewhere, can they do anything about my mortgage account because of what I am doing re: the bank charges?

 

Also is anyone else convinced they are going to be the one that actually gets to court.... I know I am! :oops::(

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Well, I have just gone through the leaflet for Halifax Secured Loans, and I would assume same applies to mortgage, and the answer would be no, they can't cancel your mortgage out of spite, only if you default, go bankrupt, that kind of things.

 

It makes sense, these are fixed term loans. In the same way, I doubt they could call in a personal loan, as long as you have kept your payments up, of course.

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Hi colour-me-happy,

:lol: No, you're not the only one convinced they'll be the one Halifax take to court! I am convinced too! See my post "Nervous"!!

Good luck, lets hope we don't meet in court! :?

Penny Less

Q) Why is there always so much month left at the end of the money?

EDITED.

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Do everything by email, fax or post. That way they can't try to bully you as they can over the phone or in person

The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

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:D

ispartacus75, I like the idea of getting nasty back! So far I have been able to hold my own if they've got "ansty" with me!

 

colour-me-happy, I have a fear of crumbling and crying too! God, I sound really flaky! :? :shock: But I know exactly how you feel.

 

richardc, Good tip to only communicate via post, phone or email. Anyone managed to get an email address yet?!

 

Penny Less

Q) Why is there always so much month left at the end of the money?

EDITED.

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I see that you already have a running on this claim. There is no need to start another thread. It only confuses everyone.

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I have received a reply to the letter I sent.....

 

Thank you for your recent letter.

 

So I send you the information you have asked for I will need to recover archived information. When this has been done I will write to you again.

 

You will find enclosed a copy of our leaflet, which tells you how we will handle your complaint.

 

I will look into your concerns as quickly as possible, but if you need to speak to me meanwhile please telephone me.

 

Jennie Wright

 

Is this a standard reply? I sent the template letter and didn't actually mention a complaint?? :?

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I'm sorry but you already have threads running on your claim. I've asked you to stick to one thread before and have even locked one of your threads.

Please will you continue in the thread which is already starting. It only makes it very time consuming and confusing to have to assmeble threads together to see what is going on

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I have received a reply to the letter I sent.....

 

Thank you for your recent letter.

 

So I send you the information you have asked for I will need to recover archived information. When this has been done I will write to you again.

 

You will find enclosed a copy of our leaflet, which tells you how we will handle your complaint.

 

I will look into your concerns as quickly as possible, but if you need to speak to me meanwhile please telephone me.

 

Jennie Wright

 

Is this a standard reply? I sent the template letter and didn't actually mention a complaint?? Confused

 

I have just phoned the lady who signed the letter (because it only states the 1 account number on the letter and I asked for details of 2 accounts) and also to check about the £10 payment as they have not taken this and she said it is being dealt with informally because it would cost me too much (she quoted the £5 per statement) and it will be dealt with quicker this way.

 

I asked her to confirm that they would comply with the 40 day DPA request....she said yes.

 

The phone call was recorded 8)

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Please help!!

 

I have received reams and reams of paper from the Halifax this morning, and its just data, I really don't have a clue how to deciper it, can someone point me in the right direction? Please!

 

Also the letter enclosed says if I still want my statements to let them know.

 

The have also said that they are not legally obliged to give me information regarding the manual information due to the "disproportianate effort" on their behalf.... is this right?

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she said it is being dealt with informally because it would cost me too much

Really? And what is her take on £30 charges, if a £10 fee for DPA disclosure "...will cost you too much..."

 

Honestly, I think these people are now at the stage where the only reason they open their mouths is to change feet...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I would imagine that what you have recieved is an investors report.

 

Check out this thread where I detailed how to organise and then translate it all.

 

http://www.bankactiongroup.co.uk/forum/viewtopic.php?t=2441

Paul

 

Halifax Status

LBA Sent 11/04/06

1/3 offered by phone 20/04/06 - Rejected

BCT Status

Statements Recieved 31/03/06

Capital One Status

Recieved Lie/Reply 24/04/06

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The feeling seems to be that if there is indeed a disproportionate effort required then they are not legally obliged to provide it.

 

However the fact that you asked for it in your letter and that they denied access in their letter means that if the subject of manual intervention came up in a court case the bank would look very silly for not providing the information in the first place

 

How can the banks claim for something that they refuse to provide details of after all.

Paul

 

Halifax Status

LBA Sent 11/04/06

1/3 offered by phone 20/04/06 - Rejected

BCT Status

Statements Recieved 31/03/06

Capital One Status

Recieved Lie/Reply 24/04/06

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I have spoke to the Halifax again today to confirm I still want my statements as I am finding it difficult to wade through the investors report, the guy told me that there is a charge of £5 per statement as they are not covered under the DPA, I know I have read on here previously that that is not true.

 

I have tried to find the relevent case to quote to them but for the life of me I cannot find it today (is it just me or is the library empty?)

 

Please help!

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