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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Olden v Barclays Bank


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Hello everyone, I have apparantly started a new thread on the wrong forum and have been advised to start a new thread on here, the only thing is I am wondering how to get the very long text I wrote on 'Welcome to the Consumers Forum site' transferred on to here without typing it all out again??? HELP???

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Thanks so much saintly 1 You are brilliant!!! All I need now is to know if I need anything else and if I do can I just send it to the court and the solicitor to be added to what I have already submitted?

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Hi welshcakes the General form of Judgment or Order states:

Before District Judge Hendicott ...... Upon neither party attending

It is ordered that

1. Directions will be given in this case by the Designated Civil Judge, His Honour Judge G.Hickinbottom, on the 13th August 2007 at 10.30 am in Cardiff Civil Justice Centre, 2 Park Street Cardiff

 

2. The parties may appear in person or make written representations as to how the case should proceed provided a copy of the representations is sent to the court and the other side at least 7 working days prior to the hearing

dated 26 June 2007

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Hello welshcakes would you believe I emailed Dino and got a swift response!! he says that Sharon Daboul is dealing with my case and contact details are 0207 116 6842 or email sharon.daboul@barclays.com so I wonder which is the best email or phone? If I take your suggestion is there a template or wording for this? thanks so much for your help

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Hi poisoned monkey thanks for that You will not believe it I have in the post just received a huge bunch of statements from Barclays with the same exact letter I got back on 12 February !!!!!!!!! I wrote 2 letters to Bank and litigation rosemary t brown asking for 1) copies of terms and conditions 2) a complete breakdown of penalty charges. I am fuming is this pure unefficiency or deliberate ploy!!!!!

 

olden

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Hi poisoned monkey I think I must be thick but I cannot find this email template in the link in post 6 can you show me where I am going wrong?:oops: :oops:

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  • 2 weeks later...

Hi there, saintly one, welshcakes and poisoned monkey ! I just wanted to say thank you so much for your help on here, you are brilliant!!!

 

To date, I emailed Sharon Daboul and she replied instantly, saying she is currently looking into the merits of claims with hearing dates in late July, and will contact me again nearer to my hearing date. She certainly seems very efficient :)

 

lI wonder how they decide who to offer settlement, and on what merits? aren't we all the same aren't thay all penalty charges??

 

keep up the good work...olden

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Hi saintlly, welshcakes and poisoned monkey. I received this email today, what do you think, should I sent the DD now?

 

Thank you for your emails. Sharon Daboul is currently out of the office on holiday and I am dealing with her caseload in her absence.

I have reviewed your file and note that the Hearing scheduled for 14th August is a Directions Hearing, which the Bank will be attending.

If you have any further queries please don’t hesitate to contact me with by email or phone on 020 7116 8143

Yours sincerely.

Paul Haut

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  • 2 weeks later...

Hi there I phoned the Cardiff Court today and they informed me that a 'Stay' has been placed on my claim and that I do not need to go to Court on 14th August.. I am really angry about this after all this hard work and getting this far I want my day in court. I really do not see how they can get away with all this. these banks must be laughin up their sleeve it seems as if the OFT are playing right into their hands and they will make sure this goes on for many years. I thought there was a law about how long a person had to wait for a hearing in the small claims court?

 

I now have to look into what to send by way of an objection can you help please?

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  • 1 month later...

THANK YOU SLICK ;) I will have to go back over all the bumph I have managed to collate and sort myself out, there is so much of it and I am beginning to think we are the only ones spending so much time on this, they ( the conspiritors) are only doing one thing, still taking our money!

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Okay thanks slick, I hope you are right , the prospect of having to add that to my list of paperwork is a bit daunting, and I don't know if it would be too late now anyway, hope they don't pick on that.

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Slick

First of all ,there is a lot more detail to be honest I haven't listed everything there, for instance I do not say that I sent off the letter responsing to the arguments in the defence,

 

Second, the case tranfd from Northampton to Newport the filing of Allocation Questionaire dispensed with. ' Newport Notice of transf 'to the Cardiff CC referred to a procedural judge who will allocate the claim to track and give case management directions details of the judges decision will be sent to you.in a notice of allocatoin. 'General Form of Judgment' Before Judge H..Upon neither party attending..it is ordered that... Directions will be given in this case by the designated civil judge His Honour Judge G Hickinbottom on the 14th August.......

The parties may appear in person or make written representations as to how the case should proceed provided a copy of the representations is sent to the court and the other side at least 7 working days prior to the hearing.

 

I have never been asked to submit anything yet? As you know I received court form staying this case on 10th August. ?

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Hi slick thanks again I do see what you mean, but that was at the very start, and I was even more naive and innocent>haha, I have learned a lot over the months on here!! who needs university!! By the way all that money we spent on our 3 children in university, all too busy now to help poor old mum! in fact it's STILL the other way around ME helping them with looking after the 8 grandchildren!!!

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Andrea, Hi there Well I don't know if you followed the MSE step by step guide to reclaiming, if so I would do what it says and keep strictly to YOUR timetable, I followed that procedure to the letter at the start, but I don't have any info on the procedure on this site I expect it the same. I have found so many really helpful people on this site it is brilliant, and it is working non stop to get justice from the banks, FSA and OFT. This site is excellent

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Hi slick Well as good as that sounds, we could never bring ourselves to take money from our children, I know daft isn't it, they have no problem taking from us! but they have huge mortgages to pay and it's hard enough bringing up children these days. we have to help out when we can, they have all moved back within ten minutes of us, so theres no getting out of it.!

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Hi slick, thanks I had been so busy over on the MSE site I've done it now. I had a reply from MARTN yes the Martin!! I have posted it over on Cardiff Directions, should I post it on other sites, not sure about these things I am getting confused don't know where I am flitting back and forth

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Are you added to her buddy list ........ could be she has restricted pm's to buddies only

 

Hi there :oops: YES I am afraid you are right I have just unticked it now!! sorry

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Hope it's OK I have to get an early night, I look after my 18month old baby granddaughter every Monday and Tuesday, 8 oclock number two daughter rushes in with three children for breakfast! and then takes the other two to school ,( where she teaches) so I had better be fit after my hard working weekend..... Then I have to ring court, and start printing what I need..... val

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Hi jenny if you are around, I have been a bit busy sending emails and letters of another kind of complaint to Ideal Shopping. 2 tems I sent back they have not refunded they have confirmed receiving and say they have refunded. I have sent seven emails, letters, with copies of my Barclaycard statement, Barclaycards verbal confirmation no refund received, and phone calls since end of August, and even today they keep repeating they have refunded. Talk about hitting your head against a brick wall WHAT NEXT. val.

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