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    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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HolyMoly v A&L: Do I Reply??


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So far A&L dont seem to have requested any individual stays - so if your get one it will come from the court.

 

I have sent you a p.m about your question - and read my thread posts on 23/24th August ( in successes)

 

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Find out here if your local court is staying claims

 

good news I found one thread by digger /lloyds where Portsmouth did not stay the case and they won - but they were quite a long way down the road .

 

jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Hi holymoly

 

Hope you are reading the posts on here today

 

Things are twisting and turning

 

How are you getting on?

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Hi Jan,

 

Things not going as well as I hoped.

 

Had a letter from Wragges on Saturday stating OFT case etc and saying that they had obtained a stay.

 

Called the court this morning to see if this was the case which it is (although still havn't recieved anything in writing from the court).

 

Here we go then, next hurdle!

 

Holy.

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Here it is (recieved in the post this morning , was almost inclined to let my dog eat it!!):

 

-----------------------------------------------------------------------

 

Standard Order for stay for settlement with consent of all the parties

 

Upon DISTRICT JUDGE XXXXX reading the file

 

And upon it appearing that the issues in this case are to be considered in litigation commenced by the Office of Fair Trading agianst certain banks in the high court of justice, Commercial Court, 2007 Folio 1186, to be heard during January and/or February 2008("the OFT test case).

And upon the court of its own initiative persuant to CPR Part 3.3

 

IT IS ORDERED THAT:

 

1. The claim be stayed forthwith pending the final determination of the OFT test case. Susch final detemination shall include any appeal.

 

2. Permission to apply to lift the stay or to set aside or vary this order within 28 days of the service of the same. Any application shall be on notice to all other parties and shall be supported by a statement setting out why this claim should proceed before the final determination of the OFT test case. Any such application shall be listed before the Designated Civil Judge sitting at Winchester unless specifically released by him.

 

3. Unless the court has already given directions, any party may and the defendent shall, within three months of the final determination of the OFT test case, applyfor directions for the future conduct of this action. Such directions shall be sought fromm a District or Deputy District Judge sitting at the County Court where the claim is proceeding.

 

Note (i): Where settlement of the claim is achieved before the end of the period of stay, the following will be taken to include an application for the stay to be lifted.:

 

(a) an application for a consent order to give effect to the settlement

(b) an application for approval of a settlement where one or more of the parties is a person under a disability: and

© the filing of a notice of acceptance of monies paid into court, or an application to accept monies paid into court out of time.

Note (ii) Extensions to the period of stay will generally be no more than 1 month.

 

-----------------------------------------------------------------------

:?

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oh dear

 

 

Another one - all the conditions at the bottom are a bit different

 

Suppose now you have to decide whether to appeal.:(

 

 

At leat you have 28 days so you will have to keep an eye on how things go for others?

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Thanks Janus.

 

I'm trying to establish if Wragges requested the stay or the Judge applied it on his own accord. I think my last letter from Wragges was a standard one implying that they had obtained a stay, might they have said this in order to scare me off?

 

Looking at the following link at Chichester CC where a stay has been applied by the Judge it appears that it can be easily lifted because the Judge applied it himself.

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/72530-songbird-natwest-4.html

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Thanks Janus.

 

I'm trying to establish if Wragges requested the stay or the Judge applied it on his own accord. I think my last letter from Wragges was a standard one implying that they had obtained a stay, might they have said this in order to scare me off?

 

Looking at the following link at Chichester CC where a stay has been applied by the Judge it appears that it can be easily lifted because the Judge applied it himself.

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/72530-songbird-natwest-4.html

 

 

 

 

Yes in my case I got the standard letter - but the stay was at the courts own initiative - and they were willing to grant me a hearing -

 

So worth checking how your court has been acting in the last few weeks by doing an advanced search.

 

As you know by reading - things change from day to day.

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Thanks Jan,

 

I've been doing advanced searches for Portsmouth but there don't seem to be any cases there. The only other one near me is Chichester where Songbirds case is being dealt with (Chichester is closer to me than Portsmouth :? ).

 

I may ring the court to see what my chances are of getting a stay and if there is any fee.

 

If I do submit an N422 should I include a list of settled cases by A&L?.

 

Holy.

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hadyanth vs Lloyds TSB - Goodbye fingernails...

 

 

worth reading this - and other threads on lloyds - they are also having a rollercoaster ride:shock:

 

not just us

 

jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Just called the court.

 

If I were to aply for a stay then I would have to pay a fee of £65.00. This is due to the fact that it would require a hearing (the lady on the phone referred to item #2 'permission to apply to lift the stay....').

 

Not sure what to do!! I have completed the N244 form from following the 'application to lift the stay' link (before I called the court) but now don't think it is relevant to my case as I require a hearing

Arghhhhhhh:(

 

Holy.

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I think the N244 form is still correct - there are two boxes one you tick for hearing and one without hearing

 

I ticked without - but was given a date for one anyway

 

Also the £65.00 can not be claimed i dont think:mad:

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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At the moment dont feel qualified to advise you as it all depends on the courts what happens - and at the moment not many people are successful in lifting stay - so I am afraid its keep reading new posts and anything relevant to your court - then up to you.

 

I think it is appalling that A&L are getting stays without even appearing.

 

They have caused all these cases to go this far and still have the courts on their sides:mad:

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Thanks for the advice Jan,

 

I'll hold off for a bit and see if anything else materialises over the next few days.

 

Holy.

 

P.s. Got some post the other day. Some returned mail. It was my application to change my POC etc which I sent about 2months ago :-x .

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what returned from the court or never delivered?

 

you dont seem to be having much luck at the moment do you:|

 

jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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sorry meant to say as well - for both you and Square Bob they seemed confident enough not to appear at a directions hearing as they seemed to know the stay would be granted - but the thing to watch out for is if they actually appear and argue at a stay appeal hearing.

 

Then I guess it will depend on having a sympathetic judge?

 

jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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dont give up hope yet - the waiver is due to be reviewed at the end of september - we can but hope:rolleyes:

 

some people are working hard

 

Proposed Judicial Review Proceedings

 

if cases go ahead an waiver lifted hopefully you would have chance to change POC anyway- but to be honest I predict a deal where the banks deduct say £12.00 per charge but have to pay everybody the difference? but avoid the case. Who knows?:confused:

 

jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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