Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

clydesdale bank delay tactics


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6202 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

i have waited nearly 90 days now for subject access request, and have still not received statements, i have just filled in I C O, complait form, after numerous phone calls to branch and letters i have still not got statements, was want to know if anyone has been in similar situation as myself with the banks, and how long it takes I C O, to investigate this matter.:(

Link to post
Share on other sites

The ICO are dealing with complaints in monthly bundles at the moment as they are receiving so many of them. As stevo said you need to make sure you followed the correct procedure and just be patient.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

do u think once i get statements i should use a company to act on my behalf as i stay in scotland it is more difficult claiming more than £750, i believe my charges are in thousands??

Link to post
Share on other sites

Is it a business account you're claiming for?

 

If its over the summary cause limit of £1500 then I would seriously consider using the FOS to claim it all back.... the bonus is the bank get charged £400 for every complaint lodged with FOS and you don't stand the chance of incurring any court charges if anything goes wrong :)

Link to post
Share on other sites

if its not a business account then as far as I'm aware you wouldn't be able to use a company to claim... yes the FOS can take longer but if I was you and my claim was for thousands then I would def use the FOS.... limits your chances of accruing court charges like I said in the event of things going wrong... u have to have had a definate decline from the bank to refund the full amount of your charges and if I'm not mistaken then the FOS will take it up for you 8 weeks after you're initial letter to the bank..... in addition to this if your claim is over the summary cause limit of £1500 then there are now alot of courts not accepting multiple claims for the same account so unless you are willing to employ a lawyer to pursue your claim through an ordinary cause you may be limiting yourself to the amount you can claim back.... in my opinion the FOS would be the best route for you...... after all if you've done without the charges for so long now then whats another couple of months :D:D

Link to post
Share on other sites

yes i tottally agree with you, i cant even get statements off them, so i take it when i go for charges back i will get a big fat NO!!! yep i suppose i have nothing to lose using obudsman and i have heard courts up here not entertaining multiple claims. few people i know send template letter off asking for charges back and they gettin the money within weeks, i dont see this happening with clydesdale bank!!!!

Link to post
Share on other sites

Luck of the draw.... I'm with Lloyds.... know people who have had charges back after first prelim letter, others after sending LBA.... unfortunately it looks like mine is one going right to the wire :(

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...