PLease help me - Right of appropriation.

[MARTIN3030]

Saro you should also in any letter of appropriation tell them they are breaching the Social Security Administration act 1992.

In addition remind them that you will be filing a complaint with the FOS .

I would take the letter down and get a receipt for it.

This will mean they have no excuse to stal and would be forced to act immediately.

A complaint to the FOS will cost them 400.00 whether they are found to be behaving correctly or not but as you know theres no way they are or should be allowed to get away with this any longer.

Makes my bloody blood boil

 

 

By the way.....theres no reasons why you should not get a Crisis loan and kill 2 birds with 1 stone.They will have little option but to allow it and would then be forced to investigate.

 

e mail me if you want me to assist you.

[MARTIN3030]

Yes its understandable.

Maybe a letter to the FOS voicing all these issues would be a good idea.

When the issue of basic banking facilities was raised following the Governments push to end giros and encourage bacs payments the banks were asked to provide facilities to make this happen.

If I recall this was agreed as self regulatory but they were warned that if they could or would not put measures in place to accomodate this then they would be forced to do so.You have had a raw deal looks like all round.

Its possible that they have ignored you because they are unaware of your access to your rights here and the capacity you DO have to make them comply.

Dont give up the advice you have been given is sound and proven.

Time now to start enforcing it .....like I say I and others here will be more than happy to help you see them comply.

keep us updated.

[MARTIN3030]

For the record letters of Appropriation should always be given to or addressed to the Branch manager.

It is true to say that bank staff are not familiar with this.

Also the Authority to allow appropriation only rests with Branch management.They have discretion to impliment this so dont be fobbed off by them saying they need Head office clearance.If you feel like asking if your particular bank is aware of this then feel free to post in the bankworkers section You may well be told.