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    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
    • Thanks for coming back to us. There are no guarantees - but remember that so far MET have not had the guts to put even a single case before a judge.  Not once. Yours is one of seven court cases. Three ongoing like yours. In two MET bottled it as Witness Statement stage approached. In one the allocating judge decided their Particulars of Claim were rubbish and threw the case in the bin. Just the one victory by MET by default when the motorist stupidly didn't file a defence. So there is every chance that MET will throw in the towel in your case too if you stand firm. Please keep us informed of what is happening. Regarding being abroad, that is no reason for things going wrong, you can request an on-line hearing and we've had several cases where the PPC gave up when the motorist moved abroad. But please keep us in the loop.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hello newbe here introducing myself and chasing Natwest


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Hello all,

as i said I'm new to the C.A.G I am going after the money NatWest has been fleasing form me since i started my advantage gold account.

I had been considering starting the ball rolling for a few months, only about 10 days ago I did I am a busy chapie and have been paying 'penaty fees' since at least 2003 i mean they even charged me £35 for making a £1 payment that had been processed on the same day but after they applyed there own charges that put me over my overdraft had they made the £1 payment before then they would have found more than enough to cover that and the monthly fee but the sequence they applyed them gets them even more interest and penatly fees and so on. thankfully the muppets show all of this on the statements:p :roll: .

I am not well versed in countulating interest and over so many years also the Natwest A.G.C charges changed so many times over the past few years and I am also slighly dyslexic (as you can probaly tell) so am worried about how I would 'handle' this i dont like writing as I missspell words miss whole words sentecices and use the wrong words to get it over and done with, and so am considering apointing a specialist firm, to prep and do the work for me and having seen todays news loyds bank favorable district court judgment I think am heading in the correct direction the firm i'm considering is a sub of a legal practice and charge a favorable 10% all the way.

oh the name of the firm is (REMOVED) no has anyone here had any dealings personal experiance with them i sure would appreciate any info.

I would like to thank all for the wealth of knowalge and intelegence I have up to now found on this site and would like to offer any assistace I can also i would appreciate any opinoin and help i can get.

 

As i said wantever i can do to help i would be glad to do so well, save for large fiscal donations as I'm not very fulsh but once i get my money I will be making a donation by way of a thanks and to help those that are in a tighter spot than myself.

 

many thanks in advance and all the best

Fidz

[FONT=Times New Roman][SIZE=4][COLOR=red]Now your here & I've your attention pls atleast [/COLOR][/SIZE][/FONT][FONT=Times New Roman][SIZE=4][COLOR=#ff0000]look at[/COLOR][/SIZE][/FONT] [URL="http://petitions.pm.gov.uk/PAYUSBACK/"][B][FONT=Times New Roman][SIZE=4]http://petitions.pm.gov.uk/PAYUSBACK/[/SIZE][/FONT][/B][/URL] [B]:eek: Deadline to sign up by: [/B]21 May 2007 – [B]Signatures:[/B] 1,333 (as at 17/05):shock: [URL="http://petitions.pm.gov.uk/Penaltycharges/"][FONT=Times New Roman][SIZE=4][COLOR=darkgreen][B]http://petitions.pm.gov.uk/Penaltycharges/[/B][/COLOR][/SIZE][/FONT][/URL] [FONT=Times New Roman]that Berwick v lloyds case judgement [/FONT] [SIZE=1][SIZE=1][FONT=Times New Roman][COLOR=black]Analysed and surmised in concise plain English[/COLOR][/FONT][/SIZE] by 1 of our admins[/SIZE] [URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-825486.html[/URL] [SIZE=1]& by[/SIZE][SIZE=3] R B R EARS[/SIZE] [U][COLOR=darkgreen][URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-827833.html[/URL][/COLOR][/U] [FONT=Times New Roman][SIZE=4][COLOR=black]All the best.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=navy][I]FIDZ[/I][/COLOR][/SIZE][/FONT] [SIZE=4][FONT=Times New Roman][SIZE=4][FONT=Times New Roman][COLOR=black][FONT=Verdana][SIZE=2][COLOR=#ff0000]Any of my Advice & opinions and guidance are personal, not endorsed by C A G or Bank Action Group, are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.[/COLOR][/SIZE][/FONT][/COLOR] [/FONT][/SIZE][/FONT][/SIZE]

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Guest louis wu

Fidz,

 

firstly welcome.

 

Only you can make a decision as to whether to conduct your claim or not, but for what its worth you can do it yourself.

 

the letters you use are all templated, and the court paperwork is not difficult to complete (there are guides for that as well), and 10% could work out a lot of money. I have had no personal dealings with any of these companies, but other members have, and some have had to do practically all the work themselves and still pay the fee.

 

Just spend some time here, have a look at the forums, look at the suggested templated letters, and discover thats its not a difficult process.

 

In the FAQ's (the big red bit on the main page) is a simple step by step guide, read it and see what you think.

 

Whichever method you decide, at least you are taking control, and reclaiming your charges, and that is definately a big step in the right direction.

 

Best of luck

 

louis

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thanks louis,

i apperciate your advice and opinion, yeah 10% could work out a real big number as i have had this acc since well i have statemnets 2003 infront of me I guess i'll look a bit deeper into what they offer i have requested a 'claimpack' only they would be better placed me thinks to do the calc's and much better versed with the law and i'm a bit 'lazy' well scared my dyslexia will put me out of play early.

 

again many thanks for your welcome opinion and guideance i will be putting it in to practice.

Fidz

 

And I have signed up to the penaltycharges petition

I was not aware of the payusback one untill i saw it attached to your profile very good idea!!!!!!!!!!!

i hope more of us signup

http://petitions.pm.gov.uk/PAYUSBACK/#detail

 

http://petitions.pm.gov.uk/Penaltycharges/

[FONT=Times New Roman][SIZE=4][COLOR=red]Now your here & I've your attention pls atleast [/COLOR][/SIZE][/FONT][FONT=Times New Roman][SIZE=4][COLOR=#ff0000]look at[/COLOR][/SIZE][/FONT] [URL="http://petitions.pm.gov.uk/PAYUSBACK/"][B][FONT=Times New Roman][SIZE=4]http://petitions.pm.gov.uk/PAYUSBACK/[/SIZE][/FONT][/B][/URL] [B]:eek: Deadline to sign up by: [/B]21 May 2007 – [B]Signatures:[/B] 1,333 (as at 17/05):shock: [URL="http://petitions.pm.gov.uk/Penaltycharges/"][FONT=Times New Roman][SIZE=4][COLOR=darkgreen][B]http://petitions.pm.gov.uk/Penaltycharges/[/B][/COLOR][/SIZE][/FONT][/URL] [FONT=Times New Roman]that Berwick v lloyds case judgement [/FONT] [SIZE=1][SIZE=1][FONT=Times New Roman][COLOR=black]Analysed and surmised in concise plain English[/COLOR][/FONT][/SIZE] by 1 of our admins[/SIZE] [URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-825486.html[/URL] [SIZE=1]& by[/SIZE][SIZE=3] R B R EARS[/SIZE] [U][COLOR=darkgreen][URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-827833.html[/URL][/COLOR][/U] [FONT=Times New Roman][SIZE=4][COLOR=black]All the best.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=navy][I]FIDZ[/I][/COLOR][/SIZE][/FONT] [SIZE=4][FONT=Times New Roman][SIZE=4][FONT=Times New Roman][COLOR=black][FONT=Verdana][SIZE=2][COLOR=#ff0000]Any of my Advice & opinions and guidance are personal, not endorsed by C A G or Bank Action Group, are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.[/COLOR][/SIZE][/FONT][/COLOR] [/FONT][/SIZE][/FONT][/SIZE]

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