quest v natwest

[hedgey06]

Short and sweet answer for you.................... yes!!!! xxxx

[hedgey06]

Hi again quest.......... try here http://www.consumeractiongroup.co.uk/forum/natwest-bank/74934-natwest-contact-information.html you want the Borehamwood address! xxx

[hedgey06]

So Wendy, I Have Had A Look At The Simple Excel S/sheet And It Looks A Lot Better For Me. I Feel That I Would Be Much Better With This 1 And Am More In My Comfort Zone.

So I Only Omit The Last Column, Which Is The 8% Details On This 1 Don't I ?!

 

Hi quest - don't 'omit' the column, just 'hide' it! If the claim goes to court, you can then 'unhide' it again! xx

[hedgey06]

Only standard advice (which I'm sure you're doing anyway!)........... recorded delivery to Borehamwood!

 

Good luck quest!

[hedgey06]

- Which Nat West bank address do I use for the Defendant’s details on the N1?

It's in the Natwest sticky contact information - Bishopsgate address.

 

- I am also helping someone with a joint account claim, do both account holders have to sign the N1?

I'd be inclined to get them to both sign.

 

- At the bottom of page 1 on the N1, Do I put all the appropriate values under the value box and then again in the box pre-printed on the form, (seems a bit odd to put them twice?) the forums notes don’t really say what to do here??

Yes - you enter them twice

 

Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day [(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day)] OR at such rate and for such periods as the court deems just. My charges are £362.71x0.00022=0.0797962 So is that 80p per day? Who sits there and works out that calculation, 80p per day from the date of issue to date of settlement?

Yes - 80p per day.

 

Hope that helps!

[hedgey06]

Absolute poppycock - there's my thoughts!

 

They're hiding behind the OFT ruling - the £12 is still a penalty charge and is still unlawful. Don't be fobbed off by them quest - they've paid plenty of credit card penalty charges lately............ in full I might add!

 

So.......... absolute rubbish - go after your money and don't take no for an answer!

[hedgey06]

They should do - they checked mine to make sure I'd included everything. To be honest though quest, if you follow the PoC here 4. Particulars of claim - N1 - hard copy version you can't go wrong!

[hedgey06]

S69 Interest Is Definately The 8% Interest Isn't It?

 

Spot on!

 

And if you're not reclaiming any overdraft interest, just leave that out (didn't claim it myself either......... way too complicated to work out!!)

[hedgey06]

Good! It's really nerve-racking doing the N1 (I checked mine about twenty times before printing it off!!) - but once you've got everything right on it you can relax! x

[hedgey06]

quest, phone your county court tomorrow. If Cobbetts haven't acknowledged your claim you can apply for Judgement against Nat West. They should acknowledge your claim within 14 days of it being served on Nat West.

 

In your parents case, they have 28 days to file a defence from the date their claim was initially served on Nat West - but they often file late.

[hedgey06]

Hi quest,

 

If you've been advised by the court that you can request judgment against Nat West, you'll need to complete the Notice of Issue and take it into the court office.

 

On the Request for Judgement section of the Notice of Issue, tick box A - underneath it tick the small box that says 'the defendant has not made any proposal for payment'. Sign and date it as the claimant underneath.

 

In the next column (where it has your details) - at box D, tick that you'd like paying immediately. Then enter the details of your claim underneath as requested (amount you're claiming).

 

Best of luck - hope it goes through without any problems