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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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'Claire' v Natwest **WON**


Thailand
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Guest NATTIE

thailand with regards to the original post, can i ask if the account is over its limit as we speak? are the benefits the only thing going into the account? What has been the cause of it? was it a charge that took it over the limit or a DD? It the latter make sure she gets a copy of the DD's and Standing Orders on the account which you will be able to have a look through to begin with.

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Hey Thailand....... welcome on board with nasty west!!! Good luck with this claim.......... I think you're doing a brilliant job already. Best wishes, hedgey xxx :p

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thailand with regards to the original post, can i ask if the account is over its limit as we speak? are the benefits the only thing going into the account? What has been the cause of it? was it a charge that took it over the limit or a DD? It the latter make sure she gets a copy of the DD's and Standing Orders on the account which you will be able to have a look through to begin with.

 

You know Nat, I called her today because I simply didn't ask enough questions and Lula's Appropriation post was enough to make me realise I debating it wasn't enough and I should get the answers.

 

I don't know the answers to these questions either:rolleyes: I will call again tomorrow and ask. Thanks for the support.( I was just going to wait for statements and see)

 

Nat, I probably should know better - but why does it matter if it was a charge or a DD that took her over? I can instantly see the difference but I am unsure of its worth.

 

Thai

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Hey Thailand....... welcome on board with nasty west!!! Good luck with this claim.......... I think you're doing a brilliant job already. Best wishes, hedgey xxx :p

 

 

Awwwww, thanks:-) Anything to add a nail into the Banks coffins.

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Guest NATTIE

at the moment just background info to be honest, it is getting a picture of things which can help. I think once the SAR is fulfilled then the picture will be clearer and i can help more if there are any questions.

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Thai, sometimes it takes someone looking it from the outside to see things, ever heard the phrase "cant see the wood for the trees" well your are inside the wood ;-), thats what is so great about this site and the people on it.

 

oh and i have to ask, where on earth is Tangerine country? :D

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Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Arghhh, I'd have to rely on your memory rather than mine! I did go in the chatroom a fair few times, but real time multi postings left me baffled as to what was being said. I've a feeling we did - but can't quite recall. Note to self *knock the russian fluids on the head* :o LOL x

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  • 2 weeks later...

Hi peeps,

 

Well an update rather sooner than I'd thought. I am completely amazed. I haven't really had a good read around the Natwest forums (I will!) so I don't know if this is standard, but Natwest has complied with the SAR in around 7 working days (still pinching myself).

 

I really don't know where to start with the plethora of questions that have been popping in my head over the last couple of hours, whilst highlighting like crazy, but if anybody can help me with a few, I'd sure be grateful. The info and plausible outcomes on all levels is spinning round my head!

 

Right, I'll probably have to subtract some because these charges are all over the shop, and change frequently and are not that clear to me, some may be for service and others are bewildering but, I think this is going to be a potential fast tracker and I've never done that:( ( having seen these fees etc, I can imagine Nasty West loathers are used too it?)

 

The quick calculation comes out at £5283.78 :-x (includes part month charge increases, I assume). I know for sure looking at Natties charges post it is going to over 5K.

 

The first thing that is concerning me is that the statements recieved run from 9th Feb 2001 to 29th December 2006. Why have they gone back too far, and stopped to early - is this tactics? Towards the end of these statements 'Claire' was running up hundreds every month - the figure would surely have been close to 6K if they had provided up until my SAR request.

 

Thanks for any help with this guys.:)

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Guest NATTIE

Credit management services?? Did the account go there? Also recheck those figures, remember advantage gold cannot be claimed, hint £37, £29, £40.

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Haven't seen Credit management services Nat, I don't think (god bless you for being online!)

 

I've seen loads of £37,£29 and £40 and loads of £9's amongst loads of other randoms. How do I find out from the statements if its adv Gold? it just says current account at the top.

 

I'm baffled!

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Guest NATTIE

100% it is. There is two threads on the natwest sticky's by my good self that explains them, they may one or two that may not necesarily tie in, post on here and i will answer definitively. But £37, £29, £40 and £9 tell me that i am correct but among the first three of those, there is unarranged borrowing and claimable.

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If I've understood that correctly, there's a fair bit to knock off.

 

Thanks for the help Nat, I'm going to get some serious reading done, and get a better understanding of how Natwest operates, and then post further.

 

Just had anther quick skim through, and all of the above numbers appear at some point, including £14 and £20 Unauth borrowing.

 

Thanks again.

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Righty ho! I've got my head round all these charges.

 

Its going to be over 5K.

 

Natwest only provided 5 years 11 months despite asking for her entire banking history. I don't yet know how long she has banked with Natwest, but there is a running balance, so it does go back further.

 

I still don't understand why they have only sent up until December 06. If Claire hasn't got those 4 months to hand, I'll see if she's up for giving Joyce Tudor a call. I'm considering a letter to the IC for non-complaince, but will wait for 40 days to be up and phone calls etc. The Natwest fun begins.

 

There is only one charge I'm puzzled with now, £22.50 for 'copy statement fee' in Feb '03 - WTF?!

 

If I can't sort this out easily (re phone calls) I'll seriously look into the power of attorney thing.

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Well, I'm a happy chappie this evening, I feel mightily relieved.

 

I've spoke to Claire today and managed to find out something that I should have known from the start that relieves me of all the potential problems I was worrying about. I was worried about Appropriaton and what the banks reaction would be (freebirds getting called into the bank was on my mind and having just lost my licence and the distance etc). Also needing signatures re non-compliance, and phone calls etc....

 

I could go on all night about my worrying:) but its all vanished, because it turns out the reason why Natwest only provided statements to Dec 06 is because the account was closed then (even though I don't see a closing balance?) She is now with RBS and in no cycle of charges.

 

So, I'll put in prelim in the next couple of days - the statements do go back beyond 6 years - just - but I think I've read they'll either pay them or they won't.

 

Has anyone any opinion on the £22.50 copy statement fee before I charge on?

 

Cheers,

 

Thai

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Guest NATTIE

Yes, it was £2.50 per sheet minimum charge £5 at one point which changed about a year or two ago to £5 per request

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Cheers Nat.

 

Prelim ready to off tomorrow, £4874 as ADV gold and I missed bank refung took it under. Claiming 23/02/2001 - 06/11/2006.

 

My BP wasn't doing to well when I noticed they had taken £538 in April 05, and similar around those months.

 

Gits!

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  • 3 weeks later...
  • 3 weeks later...

Evening, good Caggers.

 

I'm having a little prob with this claim and wondered if someone could aid me in a little advice. The logistical one has been overcome, but I'm finding myself in an area I've never been into before, nor ever read about (I have read exactly where the info lies on HMCS, but its not sinking in!)

 

When I submitted my mums YB claim, it was via EX160 (exemption) and as she qualified, it was pretty straight forward. However, as this lady claims Serious Disability Allowance - she doesn't qualify, it sucks I know, but they must know why thats the case, as I don't. Which leads me to my question.

 

I now have to consider Remission (another way of getting this claim raised for free, or reduced), as this lady can no way afford it.

 

As I've said, I read the info - but I've got alot on my mind at the mo and it just refuses to answer my questions! HELP!

 

Anyone in the know know about Remission?.She has a wage (from partner) coming in at around 750-800 PCM, and her SDA. As this is is not from Income support with Serious Disabily Element, she simply won't get Exemption.

 

I realise its a tricky one, and I can ring the court - but I did that today and it was like banging my head against a brick wall - its all about circumstance and income/expenditure which I can appreciate.

 

I guess I'm asking if anyone out there has any experience in this, and what might be the best way forward?. Spoke to 'Claire' again today and is still not getting charged at new bank (not possible she says, I hope so), but I know for a fact - and having just done her income/expeniture, she can't afford the fees.

 

Anyone any ideas? :(

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  • 4 weeks later...

Looking for a bit of advice:D

 

I haven't got round to submitting Court claim yet, the main reason being fees. Also problems with remission.

 

This shouldn't be a problem as I have an offer of 93% on my lap which 'Claire' is desperate to accept, and has signed the acceptance.

 

My concern is that it says 'paid into your account' which is closed, and that that it doesn't appear to be time bound.

 

I'm thinking I should write in stating as the account is closed, payment should be via check, and within 14 days.

 

Any thoughts?

 

Jeez, the letter could almost be generic:rolleyes: even though they have clearly reviewed this case. (Just forgot she doesn't even bank with them)

 

Thai

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Well you could write back stating that you accept on condition that the money is paid via cheque for deposited into XXX account, dont forget about not accepting any confidentiality clauses and not being able to claim again, but if it is not stated in the letter then dont worry about it, oh and very well done :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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