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    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
    • As long as we are clear . Do the reading and post your letter of claim in draft form as requested and we can go from there.    
    • Hold on @BankFodder, that was a bit harsh. I spoke with the EVRi complaints Facebook group to begin with, a user on that group told me to send a letter but didn't give any specifics. Here at CAG, I was looking more for specific help as I've never raised such a claim before, and wanted to be sure that my claim was correct, which is why I've researched information with the other groups too, to be sure; but you seem to have assumed that I've made some form of contact with the other groups, such that I find your comments and tone to be very unfair. And I do know a thing or two about forums, that forum users are unpaid volunteers, I happen to be a Tableau Ambassador, and so perform a very similar role helping others in an unpaid capacity  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Laddie18 vs HSBC


laddie18
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are there any threads on ml's - is the pope catholic?????????????

here's the longest one:Who has had Managed Loans?

HSBC Managed loan

Managed loan, starting the fight !!

What's the difference between an HSBC managed loan and a normal loan?

ribena13 vs HSBC (multipage.gif1 2 3 4 5 ... Last Page)

ribena13

HSBC Managed Loans

Gregory V HSBC Managed Loan - How do we get statements?

and the all important one:Husband v HSBC - Paid :-) (multipage.gif1 2)

Tigs33

 

why is that one important - because it is the only one i know of so far who has succeeded in getting money back for a m.l.

 

i'd say read lots - decide what you are going to do - then go for it.

interestingly - tigs33 on that thread combined current acct charges and the m.l. stuff - see how she did it.

 

good luck.

 

 

 

on another subject - have you tried getting your statements on-line?

 

INTERNET BANKING WEBSITE: -

HSBC INTERNET BANKING

 

HOW TO OBTAIN YOUR STATEMENTS ON LINE: -

Click on “My Accounts” choose the account that you wish to deal with and then click on “My Statements” this will give you online access to up to 6 years of statements. (Repeat for each account and use a separate spreadsheet for each account).

 

Hint: - Watch out for the moving "Prev" button it is replaced by "Next" which takes you back to where you started :rolleyes:

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Will not have time for sleep - looking to Managed loan.

I am spreading the word for other people to claim back what is rightfully theirs whilst i am waiting for my charges to come thru.

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Yes excellent.

I am like many others, the managed loan was taken out due to all of the banks excessive charges. it was not explained to me that it would also have an adverse effect on my credit rating.

 

I am fumin' at the way they have got away with this for so long... my time to get even is coming!!!!

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  • 2 weeks later...

Help.. Due to o/h made redundant bit behind with HSBC, they are offering me another managed loan to consolodate everything.

 

Explained to the (not) nice guy that i was waiting for my statements from them (not his department...) and was going to claim charges back from them, he wished my luck (cheeky b'stard).

 

Tried explaining that the managed loan was baiscally to cover their charges to me.

 

Don't know what to do...

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Hi All,

 

I am looking for a LBA letter, the only interest i wish to claim is the standard 8%.

 

Sorry for asking a question which must have been asked a thousand times, can anyone point me in the direction of a LBA letter to cover this.

 

Thanx in advance

 

John

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Thanks Pinkdutchess,

 

On the paragraph that says:

 

I calculate that you have taken £xxxxx plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX.

I am enclosing a copy of the schedule of the charges which I am claiming.

What do i put after plus £xxx as i do not want to claim overdraft interest, just the 8% as or if it goes to the court stage?

Thanks again

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You are a superstar.

 

Just read on another thread that Llyods have succesfully defended a claim do you know anything about this as you seem to have you finger on the pulse?

 

John

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as you seem to have you finger on the pulse?

 

John

 

lol - sorry - that really made me laugh

 

- actually I'm just killing time on here today. its my day off & I should be getting on with other stuff. I usually come on later at night when its much quieter.

 

with regards to lloyds there is a VERY long thread about it which I started reading last night & have yet to complete. I think time will tell how and if it will affect us.

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oh right - we are on different wavelengths here!

 

no it just tickled me. I'm only helping with answers that I know because I have passed that stage - my own claim is still progressing & I still need hand holding from others who really know whats what.

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thats the beauty of this site - with so many members someone will always have an answer.

 

and youre not a thickie! :p

 

you will be able to. i'd never posted on a forum before coming on here. its just a confidence thing & once you understand the process you feel able to pass it on.

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