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I am making a claim against Lloyds TSB (personal acct) and Natwest (biz acct).


I am a little unsure if I can include the following types of charges in my calculations:


Lloyds TSB - Service Charges ( I have been charged monthly anything in the region of £15.32 to £53.30)




Natwest - those charges which are shown on my statements as either 'Account Charges' or later as 'Date' A/C ******** '(again these are charged monthly...anything between £20 - £90)


Can anyone tell me if I can claim these charges back as they do not specify Referral Charge or Excess Overdraft fee etc....?


thanks x

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For Nat West the account charge cannot be claimed back but others such as referral fees,card misuse etc can.


Not sure for Lloyds TSB although service charge does sound a lot like account charge.



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Guest louis wu



My wife has a Lloyds account, and although we dont pay any service charges, it does ring bells. Could it be that you get car/home insurance etc with this account, and thats what your paying for?


Also the amounts seem odd, as in not round figures. I can only suggest telephoning them and asking what it is, and then post further details. Also, have a look in the Lloyds forum, and see what people say in there about it.


Best of luck



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