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olivejoseph v A&L


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hi this is all new to me,so i may need some help alony the way.

i have joint current account with the alliance & leicster[edit] .

i had my acount for over 20 years,i can not open a2nd acount get an overdrafed but in the last week alone i have been charged £99.00 for two missed debt payments.

I have three young sons one of which as dyspraxia and my wife cant work as she because of medical problems,so with one wage and no help we are in a rut,So its time to firght back

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  • 1 month later...

have just spoken to a&l about more charges agian and asked why i had a letter or statements back only to be tolded they had not had any request for statments.have proof of deliver they have not draw onthe cheque i send them saying the acount was other draw on the 22/2/07 yet £3.000 was paid in on the 21/02/07 what do i do now

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Hi olivejoseph,

Your next move is to send the non compliance letter;



In that letter are spaces for you to put the estimated amounts, There is a timescale that the bank has to stick too. If they ask for more time say no and then take your case to court. The easiest way for an amount below £5000 is via mcol;

Her Majesty's Courts Service


Good Luck,


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Have moved your posts here and started a thread for you.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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