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    • Thank you. Please will you repost your images in one single multipage PDF file – the right way round et cetera.  
    • And just to reiterate – I'm sorry if the message above sounds a bit harsh. We have to get the message out to other people who visit this thread as well. I realise that you are having a difficult time and we will do our best to help you, of course
    • The last photo shows the overflow carpark looking at the block which our room was located. When we got out of the car my partner thought that the building was for staff accommodation.  The unsecured bedroom window opened onto this car park.
    • Also I see that you are doing a lot of this on the telephone – and without any written confirmation. This is a big mistake. You need to start taking this matter seriously and so everything should go in writing. If you have telephone calls then they should normally be recorded. Read our customer services guide. You should make notes about every telephone call and then you should send an email to your telephone correspondence confirming what they have said or what they have agreed. It is important that you keep detailed paper trails here. Of course we may be jumping the gun and maybe big motoring world will step up to the mark – but I'm afraid that they have a lousy reputation has you have seen and so you need to start practising survival techniques and protecting yourself. You say for instance in your letter of rejection that the mechanic told you on the telephone that the gearbox needed replacing. Do you have any other evidence of this conversation? This is going to sound a bit harsh – but other people will be visiting this thread as well for their own purposes. You conducted their research about this company before you bought the vehicle. You now are fully aware that this is a company which can be very difficult to deal with and causes a lot of problems for many of their customers and yet you are still taking a telephone/verbal approach. Do I need to say any more? Also one of the documents you put up is an email exchange but it is not clear who is writing to who or what dates. If you showed this email to somebody in a pub they would be asking lots of questions about who sent the first message, who sent the second message, what dates were they sent et cetera. Please think about this before you post things. Please can you clarify the details of that email exchange. Please will you present the information carefully. We are all volunteers here and we have to rely on you to do the spadework
    • I told the DM that the room was not acceptable because of the reasons already mentioned. He informed me that they were full that night and that they could move me to the room next door (would not solve my problem with the rooms location). Told the DM that I could not stay in the room provided for the night so left no option but to leave. DM did not reply and I walked out.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi All im new to this site so just finding my feet,i have incurred charges of 6225.50 over 6 years by alliance & leicester,i sent for the statements cheque was cashed within 3 days i got my statements 40 days later,sent my letter off with copy of charges highlighted,i have heard nothing from them at all and the 14 day deadline that i set them is up in 2 days time,is it the case now that they just blank me and hope i go away? i sent recorded delivery it has received on 19th march,i rang post office to request copy of signature,apparently i cant apply for this until 6th april,I have got a letter of complaint ready to post monday by special delivery,just wondered if anyone else is being ignored if so what can we do about it,kind regards col x

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Most of the banks seem to ignore the preliminary letter col. Don't worry about it though - once the 14 days are up, get your LBA posted off recorded delivery giving them another 14 days. Stick to your own timetable regardless of the banks ignoring you. Good luck - hedgey xxx ;)

Can't find what you're looking for? Please have a look at Michael Browne's

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I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Hi

I'm just compiling my list of charges to the A&L and I was wondering which letter to send the short Martin Lewis letter or the more aggressive one on this website- but if there going to ignore it I think I'll send the more aggressive one and I'll at least feel better :) But please let me know how you get on with the A&L as I'm a stage behind you it will be interesting what to expect.

 

Good Luck

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Hi Cazzba. You would get all the help you need if you started a thread in the A&L forum.

 

P.S Send this sites letter. It works.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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Hi, Even if they dont ignore you, they probably wont offer you a refund initially anyway. I have written 2 letters to them for my father in law and they just say the charges are legal! Pah...what a load of tosh!

Try to read the steps on this site and follow them through properly.

Good luck to you and like Jo says, start a thread in the A&L forum and you will get more help from people who have been through the same.

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Many thanks every one i will keep you all posted,as yet i have heard absolutely nothing ,i posted my letter and statement copys 2 weeks ago today,id feel a bit better if i at least had the rejection letter,but wont give up,many thanks all its nice to know im not alone,col x

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i am chasing A&L for £1000, they replied to my 1st letter saying the charges were all valid and in line with their terms and conditions. i wrote a 2nd letter saying i was dissatisfied with their response and they have ignored that letter and i sent it almost 3 weeks ago. I am now about to start my claim with the county court to recover the money as they do not appear to be willing to offer any repayment at all. i have heard that A&L tend to pay out as soon as they get the court letter advising litigation action is going to take place. once i have heard i will post my results. :)

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  • 2 weeks later...

Hi all just a quick update i received a letter this morning from A&L basically it states....

 

thanks for contacting us regards fees on your account, having reviewed the circumstances surrounding your complaint again i can confirm that the fees have been raised in accordance with the charging policy within the terms and conditions,

Fees are published in our marketing literiture for current accounts we also provide copies of terms and conditions of the account when it is opened.Any changes or amendments to the terms and conditions are notified by post,through statement inserts and on our website,which complies with the banking code of practice.we feel our fees are resonable and competitive and are clearly shown within literature on our website as well as being detailed on monthly statements,

in veiw of the above i regret to inform you that our original dicision must stand.

 

it goes on to say i can refer my complaint to financial ombudsman and they have given me a complaints leaflet.

 

has anyone else had this letter,is it a standard fob off?

 

Ill copy the whole letter out if anyone needs to see the full version,

 

they are making out like this is the second letter i have had and its not its the ONLY letter ive had from them,any advice would be much appreciated,kind regards col x:confused:

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Yeah standardr cr*p. My father in laws letter was even addressed "Dear GPRS holder"

What a cheek!

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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