Newbie v Barclays

[Abuneri]

Hello all, my first posting! A big one too.

 

I have also received a defence from Barclays. In my case however, they state that my POC (which I filed on MoneyClaim Online) did not provide precise details of the charges. They further want me to prove each charge and date thereof. They then go on with the characteristic legalese defence of account charges as stipulated in their standard terms and conditions.

 

I did not send to Money Claim a list of charges I am reclaiming, but had written to Barclays a last letter of intention to sue and a spreadsheet of charges/dates, and Moneysavingexpert-generated interest charges total due.

 

Here is my POC as filed on Money Claim Online.

 

Between 05/02/2001 and 14/09/2006 the defendant applied numerous default charges to the claimant’s current bank account number xxxxxxxx. The charges applied constitute an unfair penalty under the Unfair Terms in Consumer Contracts Regulations. Under the County Courts Act 1984, the claimant is entitled to interest at a rate of 8% per annum from the date they were first deprived of the money to the date of this claim. The statutory daily rate is 0.021%. The claimant therefore asks the court to enter judgemnt in their favour for the sum of £745 plus interest of £232.32, amounting to a total of £977.32.

 

My questions are: Do I need to amend my POC? Do I need to submit my bank statements for these charges ?

[Mallory]

Hey Abuneri....am in exactly the same situation......i think they'll just look for any loophole, reason to defer, lengthen the process and weaken your resolve.......have the same questions in my head though.......

[Abuneri]

Sorry Newbie,

 

been terribly busy lately. An update on my case, I applied to court to amend my particulars of claim - cost me £35 and now have a court date late July. The court has asked for my bank statement, full list of charges with dates and case evidence/legislation relied on. I will send these on and wait for trial. I expect Barclays to settle at the last minute.

 

On the other hand the current case of Brennan v NatWest - in which Brennan is seeking exemplary damages for Natwest's bank charges, may force a full trial of the case resulting in a precedent case which - if in our favour - will force the banks to refund all the bank charges they have levied on customers.

 

So lets wait and see!

 

Cheers.

 

Abuneri