Financial institution taking me to court twice for one debt??

[MRMURPHY]

Here it is:

 

Feb 2006 received court docs saying being taken to court by credit union for £3,500.

 

Didn't defend, they won by default, so i paid up within 30days to keep ccj of credit file. inc £370 costs.

 

Now in March 2007 they are taking me back to court for the interest in between them lodging the claim last feb, till now?

 

Amounts to over £500. Can they do this?

 

When i paid the amount in late december that they tok me to court for, i considered the account settled..

 

Any suggestions??

[file_wizzard]

Here it is:

 

Feb 2006 received court docs saying being taken to court by credit union for £3,500.

 

Didn't defend, they won by default, so i paid up within 30days to keep ccj of credit file. inc £370 costs.

 

Now in March 2007 they are taking me back to court for the interest in between them lodging the claim last feb, till now?

 

Amounts to over £500. Can they do this?

 

When i paid the amount in late december that they tok me to court for, i considered the account settled..

 

Any suggestions??

Depends entirely on the T&C's of the original loan contract, and if the original court order made any specific directions with regards to the claim being stayed without liberty to remove.

 

You should carefully review the original contract and ascertain if you are actually liable for any further contractual interest.

 

If it does transpire that you are liable then you should ensure that any further offer is made in full and final settlement of the contractual sums allegedly owed.

[tifo]

Here it is:

 

Feb 2006 received court docs saying being taken to court by credit union for £3,500.

 

Didn't defend, they won by default, so i paid up within 30days to keep ccj of credit file. inc £370 costs.

 

Now in March 2007 they are taking me back to court for the interest in between them lodging the claim last feb, till now?

 

Amounts to over £500. Can they do this?

 

When i paid the amount in late december that they tok me to court for, i considered the account settled..

 

Any suggestions??

 

Look at the court order. If they asked for interest at the time and up to your settlement date, and it was awarded, that made up part of the claim.

 

After the judgment and your settlement, there is nothing more they can ask for. Tell them you owe them nothing as the account is settled. Tell the court the same thing.