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Me v Black Horse Finance


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Spurred on by the encouragement from your site and the receipt of some of my statements from Yorkshire Bank I decided to go after some of the other institutions that have made a nice living from my charges.

 

I started a small business 8 years ago and needed 3 cars. I went to Carcraft - don't laugh. 2 cars were obtained through Black Horse Finance and one with AFS.

 

After about a year I ran into difficulties and contacted each of them to try to negotiate a reduced payment. Neither was prepared to do this so the charges started.

 

I found an old letter from BH advising of an irregular collection activity charge of £168 - I think all they did was write to me.

 

Anyway DPA letters sent to BH, AFS and also American Express.

 

I have passed the site details on to everyone I know - great site

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Guest Lueeze

Good Luck with all those! Its great when you start realising JUST how oftern companies fleece you isn't it!!:D

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  • 3 weeks later...

Current state of play:

 

Black Horse Finance - DPA request sent 18th May = nothing heard yet

AFS Finance - DPA request sent 18th May - nothing heard yet

Amex - DPA request 18th May - reply asking for proof of ID - sent but no response to that yet

Yorkshire Bank - LBA sent last week

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  • 4 weeks later...
  • 2 weeks later...

Received acknowledgement of service from court today.

 

How can Black Horse defend not providing me with DPA request info. They were sent a reminder letter by recorded delivery before the deadline expired.

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Thanks

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