Jump to content


  • Tweets

  • Posts

    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6098 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 290
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

everything is in the FAQ section

Halifax Credit Card - £408.16 - Settled in FULL 26/6/06

Halifax Loans - £397.97 - Settled in FULL 25/8/06

GE Money Topman £216.75 - SETTLED IN FULL

Marbles LBA - £475.00 - £250 Offered :rolleyes:

Halifax Current Account LBA - SETTLED IN FULL

Yorkshire Bank Current Accounts £2271.77 - Issued 30/6/06 - Default Judgement Issued - Warrant of Execution Requested

Capital One - LBA - £88 Knocked of Balance

Egg PPI - LBA

Link to post
Share on other sites

hand deliver but get a reciept

Halifax Credit Card - £408.16 - Settled in FULL 26/6/06

Halifax Loans - £397.97 - Settled in FULL 25/8/06

GE Money Topman £216.75 - SETTLED IN FULL

Marbles LBA - £475.00 - £250 Offered :rolleyes:

Halifax Current Account LBA - SETTLED IN FULL

Yorkshire Bank Current Accounts £2271.77 - Issued 30/6/06 - Default Judgement Issued - Warrant of Execution Requested

Capital One - LBA - £88 Knocked of Balance

Egg PPI - LBA

Link to post
Share on other sites

Received a letter this morning.Yorkshire bank have now decided to change the bank charges.From £30 to £12 for overdraft fees etc.I think its a bit to late for them now.Everybody wants there money back.But the handling fee has gone from £2.to £2.50.And when you do balance transfer its not £30 anymore its £2.It will be better for the future.But for now I WANT MY MONEY BACK!!!!!

Link to post
Share on other sites

6 threads merged - please stick to one thread

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Has anyone got the address for custom and relations.Do i write to these before i get my statements. or when i have figure to ask for for a refund ?not to sure about this one.

Hi ! When you`ve got your statements and worked out a figure, then send of the prelim letter requesting a full refund. Its all in the FAQs

YB Data Protection Act letter sent recorded post 14-7-06

statements recieved 8-08-06

prelim letter sent 9-08-06

LBA letter sent 26-08-06

MCOL filed 18-09-06

AQ Filed 6-11-06

Court date 22-2-07

Link to post
Share on other sites

Called into my yorkshire bank today.I gave the guy my Data Protection Act and a fee of £10 For my bank statements backdated to 6yrs ago .He went into the back of the bank for about 10 mins.He came out with some sheet filled it in with my name address bank details etc.Said to me .You should receive something in a few days.Now its the waiting game.Really i should have got a receipt.Like i was told from people on the forum.But i was to busy telling a lady behind me about claiming her bank charges back.I wrote out this website told her to claim them back.That i forgot to get a receipt.Should i go back in and see the guy whom spoke to me

Link to post
Share on other sites

Hi ! When you`ve got your statements and worked out a figure, then send of the prelim letter requesting a full refund. Its all in the FAQs

Hi been into the bank today.Gave the guy £10 Quid. my letter Data Protection Act.he went in the back for ten mins came out with a sheet he filled it in my name adress.Bank details.Etc.Filled a smal receipt for my £10. quid.Really i shoul have got a receipt.Silly me.Then he said these will be sent out. Should i go back for a receipt?

Link to post
Share on other sites

It might just be worth sending a letter asking for a receipt if you are worried. If it was a cheque it shouldn't be a problem, but I wouldn't be too concerned unless the 40 days expires without hearing anything, but as you handed it over you know the bank has received your S.A.R - (Subject Access Request).

 

By the way, I have just merged yet another thread. Please just stick to the one as it is easier to follow your progress and help.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

It might just be worth sending a letter asking for a receipt if you are worried. If it was a cheque it shouldn't be a problem, but I wouldn't be too concerned unless the 40 days expires without hearing anything, but as you handed it over you know the bank has received your S.A.R - (Subject Access Request).

 

By the way, I have just merged yet another thread. Please just stick to the one as it is easier to follow your progress and help.

Sorry!:oops:
Link to post
Share on other sites

No worries.:)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Just got all my statements back from bank.Back to 2000 Going to work now but will start adding up tonight.that didnt take long sent letter in on 15 august got them this morning. I wont know where to start.? Do i add charges on at the end?

Link to post
Share on other sites

Check out the FAQ's. You need to send a preliminary request for payment and a schedule of charges. You will find the letter and spreadsheet to do this in the bank templates library.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Check out the FAQ's. You need to send a preliminary request for payment and a schedule of charges. You will find the letter and spreadsheet to do this in the bank templates library.
Do i add all the charges they have applied to me On my statements Even the small amounts of interest .then do i add interest on? 8%. not to sure.I am scared of making a mess of it.I will get my sisterin law to add it up.I have added it up and it comes to £2.000 thats with out interest.But i will let sister in law double check it for me. Am i doing it properly?
Link to post
Share on other sites

Do i add all the charges they have applied to me On my statements Even the small amounts of interest .then do i add interest on? 8%. not to sure.I am scared of making a mess of it.I will get my sisterin law to add it up.I have added it up and it comes to £2.000 thats with out interest.But i will let sister in law double check it for me. Am i doing it properly?
sIster-in-law added it all up for meAnd the grand figure is £1867.32 Better in my pocket than there pocket.Now the fight begins.Second stage comming up!!!!!
Link to post
Share on other sites

Keep up the good work Maggie. I'm afraid you have quite a wait for your money, but that amount is well worth fighting for.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

  • 1 month later...

Hi can someone help me?I have tried to print of the this letter. But nothing prints on paper .The printer works.But it wont print off this letter.Imust ave wasted about 100 sheets of paper.Ihave tried to copy and paste this doesnt work either.Help anyone? I have all my statements it adds up to £1867.00 Ijust need this next letter to get the ball rolling. There is ink in the printer.It prints other things off but not this letter.I just dont understand.

Link to post
Share on other sites

is there ink in the printer

 

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

Link to post
Share on other sites

Maybe try copy and paste into word and change the font colour to dark blue, sometimes I have to do this to make mine work

 

Started 25th Sep 2006 - got cheque on 4th December 2006. Settled without interest but full amount plus court costs :)

A & L Watch out buddy you are next 2007!!!!

Link to post
Share on other sites

  • 4 weeks later...

I have almost finished my spread sheets when as i am almost at the bottom of the sheet its stopped adding up the total.And stopped adding interest.Idont understand what.And some it has #NUM.In the interest box. And some boxs are emty Any one any ideas? cheers maggie

Link to post
Share on other sites

Hi Maggi

this happened with me too.It was ok for the visa acc as it was not as many entries.In the end what i did with the the curr acc (there were well over 250 entries) I started at the begining and went down to say cell 100 then stopped saved it and called it curr1 then started another spreadsheet and did the same and so on until I ended up with 3 spreadsheets.Then just added the totals and the interest totals of all three spreadsheets together to give my final figure.Hope this helps:-)

;) If this helps please click the scales bottom left
Link to post
Share on other sites

why did you not just insert some lines in between the working lines ?

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...