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Introducing...a newbie


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Hi All

 

I've just registered on this site and am looking forward to finding out more about these bank charges. I'm here looking for answers to some questions but i guess its best i read the FAQ and other posts before asking a question that may already have been answered somewhere.

I wish you all the best of luck with reclaiming and i hope to join the victorious many very soon.

 

:pxxxx:p

:!: If this was useful to you, please click the scales on the bottom left of the post. :!:

 

Thanking you kindly!:)

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Hi and welcome to the forum.

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information.

But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, but you do need to be prepared.

Everyone is very friendly and keen to help. Dave and Bank fodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch.

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

The first thing you need to do is start your own thread in your relevant banks forum.

I have put some useful links onto the thread that you can refer to when needed.

Good luck. See you at the other end……

Some useful links...

Quick Guide

FAQ's

Step by Step Guide

If you wish to make a Donation

A-Z Guide

Making Posts

Start a thread

Letter Template Library

Rejection of Settlement / Good Will Gestures

Interest Spreadsheets

Contractual Spreadsheet

Court N1 Form

Court Bundle

Preparing a Court Bundle

Bank Contact Details

Money claim Online

AQ Guide to Completion

Court Fees

Data Protection non Compliance

Witness Statements for Court Bundle

Banking Code Website

Limitations Act

Fast Track Costs

Scottish Procedure

Scotland Forum

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hello

 

i found printing the faqs and having them to hand to read was best for me, it helped when i go stuck as most of the answers i needed were in there

All advice :p is given purely from personal experiences :mad: . If you are in doubt you should always seek legal / financial advice;) .

If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales :D go on you know you want to really!!

 

 

Halifax Claim

Data Protection Act: 20/06/06,

LBA: 11/07/06,

N1: 7/8/06,

Paid in full 25/8/06

 

Swift Claim

Data Protection Act: 5/8/06,

Request for Payment 19/8/06,

LBA 4/9/06

Sod off response with paltry offer (accepted as part payment) 22/09/06

N1 filed 25/09/06, deemed served 11/10/06

No part payment recieved to date

 

 

GMAC Claim

Data Protection Act 21/08/06

Request for Payment 11/09/06

LBA 25/09/06

N1 Filed 11/10/06, deemed served 19/10/06

 

Welcome

Data Protection Act 11/09/06

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Hey Sue

 

Thanx for that tip, most cunning!8-)

 

I'll dig out a large wad of paper to be recycled and get on it (oh how tempting it is to do it on the back of all those nasty letters from the bank:grin:)

 

 

Thanx again

xxx

:!: If this was useful to you, please click the scales on the bottom left of the post. :!:

 

Thanking you kindly!:)

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