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    • You're right of course, just jarring when an actual man child is knocking on my door so close to the end. Anyway, I'll keep this thread updated if ever any exciting does actually happen. Thanks again.
    • Yes I think you are right. I have to say I think most people would be honest and you would be unlucky to be with somebody who was going to rip you off
    • Would this be OK to send or is it too much detail already ?   "In response to your letter dated  xxx Intention of Prosecution reference xxxxxx I would like to advise that no collision / accident took place at the given date / time / location. There was however an altercation with the driver of a commercial vehicle who punched and kicked my car, verbally abused me when I stopped and acted in a distinctive threatening and aggressive manner. I advised I would be reporting him to his company for threatening behaviour and vandalism for punching and kicking my car whilst driving past in the road. When I tried to take a photo of his number plate, he came towards me in a further aggressive and threatening manner, so I decided to retreat into my car and lock the doors before he could reach me, as I was frightened he may assault me. I drove off and when I checked my phone later , the photo was regrettably unusable, as the camera couldn’t focus properly when I rushed back to my car. So I decided not to report him for his threatening behaviour and actions, as at the time I believed he would be untraceable anyway. So I am not sure if the accusations against me are in relation to this altercation, but no actual collision took place at this time , date and location as alleged in your letter"  
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • They have been sending messageslike " Do you want a refund or not"  which ive said im at work just try and avoid their childish obstuctive replies as ive had enough of them but i plan on going up tomorrow , so my question is,  they have to give me a refund dont they, they can not bargain or refuse the refund if they havent checked the phone first ? Their previous messages have said they want to check the phone first before a refund is given and i think theyll try this tomorrow as they have argued all through this .... If that happens can i just walk away and then send the letter of Particulars which is due next week ? Edit :   Just for the record the phone hasnt been used since buying its been put in a protective bag and put in a draw , its in the same condition as i bought it
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Lazyeyes v Barclays Bank PLC


lazyeyes
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Hi Everyone

Just about to embark on my claim. I have my statements already so just need to sit down and work out the quantum.

I was just wondering if anyone has or if anyone knows of anyone who has had their account closed as a result of Court action against Barclays. The last thing I want right now is finacial difficulties due to a bad credit rating etc..

Thanks for your advice.

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Hi Lazyeyes

 

Some people have had their accounts closed, although the majority of people don't have them closed. It is advisable to open a parachute account in case they do.

 

Having said that banks are not supposed to be able to close your account i9f it is on dispute and if they do this you need to get in touch with the Debt Collections Agency for advice. (Or so I have read!)

 

Hope this helps. Any futher questions feel free to ask

 

Good luck

 

Teach 57

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  • 1 month later...

Hi all

 

I haven't yet got round to making a claim yet but due to the increased media interest this week thought I'd better make a start.

 

Anyway, I noticed that due to the OFT report and likely cover up by the banks the 6 year limitation may not apply.

 

I am one of those sad people who has kepted his statements since the day he opened a bank account! I therefore have the info to go back years.

 

Has anyone tried this yet or is trying, and is it worth a go or is too risky in case the whole claim could be rejected? Any info gratefully received!

 

Thanks

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  • 3 months later...

Hi Again

 

Still haven't managed to put my claim in having been bogged down with my wedding and then the whole OFT test case etc but noticed that some Courts are still processing claims.

 

I think my local County Court is Bow in London.

 

Does anyone know if they are still processing claims?

 

Thanks!

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I was wondering if there was anyone here who has made a successful settled claim against Barclays who would be willing to copy me a set of their papers just so that I can get the gist of how to do it properly? I obviously won't copy them I just want to make sure I get all the correct paper work sent to the court etc.

 

Why do you think I'm called Lazy lol!

 

Thank you again!

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  • 1 year later...

Hi all.

 

Yes I'm too lazy and still haven't sorted out my claim! However I was wondering if it is still worth giving it a go considering the OFT case.

 

Can anyone tell what to do or if there is a thread that explains all?

 

Thanks

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Hi Lazy,

 

If yours is a personal (and not a business) a/c, the advice is to get your claim underway asap to avoid losing some of the older charges and to start earning interest on the claim while the OFT case issues are resolved. The case will be Stayed but you'll be in the queue.

 

Send Prelim Letter with SOC (Schedule of Charges) to bank, LBA then file at court.

 

Wait 14 days only after Prelim and LBA

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