ill health and in debt

[kfdh1962]

good Morning,,

 

Can anybody advise me, I'm just trying to type up the list of charges + interest from my sons bank statements,,,,,the problem is, on the left hand side of the statement there is a date but in the details column where the charge is listed there is also a date from when the charge was,,,,so, do I list the charge and interest from the date it was put on or from the date it was taken from the account?

 

Hope that makes sense...i.e.

 

Date Details Withdrawn Paid In Balance

 

28 May 2002 30 Apr a/c 12345 30.00 0.00 xx.xx

 

Hope that is clearer.

 

Thank you anyone

 

you should list the date, and calculate the interest, from the date it was taken from the account.

[kfdh1962]

the preliminary approach letter inthe templates librarry requests the removal of defaults on the account, specifically if the default was caused by the deduction of the unlawful charges, therefor the charge of £30 for issuing the default should be recoverable...

If im wrong im sure somebody will correct me...hope this helps

[kfdh1962]

Had enough of this lot, been looking at my sons charges today and got very, very angry,,,,,,to make matters worse they have 'demoted' him down from a Gold Account to basic because of financial problems....well,,,,,IF IT WASN'T FOR YOUR OUTRAGEOUS CHARGES HE WOULDN'T BE OVER HIS OVERDRAFT!!! Watch out NATWEST......I'M COMING FOR MY BOY!! Right,,,that's it done! Handed in my sons prelim letter today,,,and they won't get a lba, just going straight to court, fed up with this lot

 

p.s. Can anybody tell me how to get this thread into NATWEST and out of LTSB , plz.

 

WGH, you must follow the process exactlyt and send the LBA 14 days after the prelim. If you get a standard get lost letter inside of the 14 days, then you go to the next step straight away. As Barty Points out the court needs to see you have given them reasonable time to meet your demands. Use your anger to steel your resolve and see it all the way through

[kfdh1962]

HI WGH,

i really feel for you and your son.... the stress and worry must be immense.

If you follow the steps and use the template letters from the library, modified to suit you own circumstances if required, then it will avoid problems later on.

We are all here to help and support you through this...be strong for you and your son... i know it must be terribly difficult.

[kfdh1962]

Hi WGH,

great news about the PPI payout..im sure thats a relief for you and your son.now for t mobile !!

[kfdh1962]

I think ladybirds advice is spot on. tell them you will pay the agreed sum once they have confirmed everything in writing, for your own protection and piece of mind