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    • Thanks for the reply do you think it’s just a threat for the 14 days or they will send court letters 
    • That’s great, thank you so much. We will contact Doves and the finance company again and hope they will resolve it. Out of interest, where would we stand if we did pay the costs? Would we then be able to claim that back or should we just wait for a response from them before we take the car back from Mercedes?     
    • As I'm off on holiday on Wednesday and won't be around I'll bring things forward and be pessimistic and decide that Iceland won't cooperate.  There are two things to ponder. The private parking companies have a lot in common for obvious reasons.  But also some differences. Excel and its sister company VCS are by far the most litigious.  They take large numbers of motorists who don't pay them to court - perhaps the majority.  That's not because they have a good case.  Indeed their case is rubbish.  It's because, sadly, enough people are terrified of the idea of going to court and just pay up when the court papers arrive.  It's a numbers game to Excel/VCS. In cases where the motorist is in it for the long haul, Caggers win 85% of the time in court against Excel/VCS (yes, I did once go back and counted all the court cases over the previous 30 months).  But Excel/VCS take the odd defeat because of the mugs who just panic and pay.  So take this into account when deciding what to do. Secondly, without boring you with the reasons, I know about the world of local journalism.  Papers have great difficulty in filling their column inches.  If you do contact the local media there is a 100% chance that they will publish something and embarrass Iceland - and maybe get them to back down. Again, have a think if this is a road you want to to go down. If you don't win by Wednesday!  
    • Followed up with letter which is no surprise as I’m easy to find via electoral roll. Letter says we have been asked to recover from you on behalf f our client in Middle East x amount. if you believe you are not liable please contact us - yeah right! If you wish to make payment here are our client bank details which look genuine and relate directly to a Dubai bank. ” if you don’t engage our client may take further action” etc blah blah blah. its the same type phrases used by CWD/IDRWW/IDR etc…..   I ignored the email, blocked the text number and will wait to see if I receive any formal action via Mail but seems like the same tactic I’ve seen for 10 years plus and I’ve ignored all. just for people’s info
    • Hi. I expect the experts will be along later to advise you. In the meantime, I've amended your thread title to show the car park name and location. HB
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi Folks

 

I'm new to the site, so I am not sure quite where to post this...but here goes.

 

MY Mum decided to buy me a membership from the AA as a christmas present (a present I'd rather not use...but at least better than clothes I'll never wear!).

 

Mum paid by cheque and and according to her bank records the cheque cleared on 19 December 2006.

In January I received letters stating that I had not paid by direct debit and that they didn't have my bank details so that they could take the money ...

 

Anyway, I spoke to them and told them of the cheque payment and thry had nothing on their 'other' system. I let mum know and she got in touch with the AA and they told her the same thing they told me - they have no record at all of the cheque on their systems - any of them.

 

After a variety of phonecalls and almost 3 months - which included them 'suggesting' that she hadn't actually paid to the AA vendor being a fake, Mum has lost her patience with them - and I now want to sort this out properly.

 

Mum has been passed from department to department with people saying they will get back within xx days and not doing so. One conversation I noted with interest was that the AA would ask the bank for the details (mum phoned the bank and they said under Data Proctection Act they couldn't and wouldn't give it out) so 2 requests for info from the AA to the bank have gone unanswered - the juicy bit was that, according the Mum, the AA could go through the Inland Revenue for this information???!!!

Mum has been asked to hand over her bank statement (blanking out the non relevant parts) to show the the AA cashed the cheque - but it doesn't say that on the statement, just the cheque number and the amount.

 

Mum is ready to ask the bank for a photocopy of the cheque - the bank even suggested the photocopy of the cheque for the nominal fee - the AA however haven't asked for this!

 

Apparently, I am still covered but I don't have a membership number and mum is always asked for it when she phones. I wouldn't want to have a break down at anytime but I don't think the call centre would entertain my call if I couldn't give a membership number

 

Yes, I know Mum should have gotten all this in writing but she thought it wouldn't get to this point.

 

What I would like to know is the following:

 

What should mum ask for in writing?

Whay should mum do to resolve this situation - or should it be the AA that do all the work?

What, if any, compensation should mum pursue?

 

Thanks for any help anyone can give!

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you can do nothing without knowing who cashed that cheque.

you need proof from your mums bank in writing then go for the person that cashed it. the info will tell you who and where

 

write again when you have this.

 

 

dx100uk

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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1. (Assuming you can catch up with her again) Get the name of the AA Stall Vendor and her badge number or other identifying details, to present to the AA.

 

2. Get the relevant proofs from the bank regarding the payment of the cheque; who was the payee on the cheque?

 

3. Does your Mum have a copy of the original application form, and is there a payment section on it, filled in by an authorised representative of the AA?

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Next would be to write to them with copies of your "evidence" of payment, stating that you are satisfied that you have met your obligations under the Contract made in the Application form and that you now require them to meet their obligations; i.e. to supply a membership number and all the relevant benefits therewith for a period of 12 months from the date of issue of the number.

 

Let them pick the bones out of that....

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that good your mum got them

prob just a flippin admit thing their way.

i would think once you have posted them it should now be sorted.

 

well done

 

mummy power again:eek:

 

dx100uk:roll:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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who was the cheque made payable to?

Lived through bankruptcy to tell the tale! Worked in various industries and studied law at university. All advice is given in good faith only :)

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