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    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Arien v Natwest **WON**


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Hi All,

 

So glad I found this site! I'm just starting out on my claim (sent prelim letter for £4917 yesterday) and quite prepared to wait it out as long as it takes. Being the kind of person who has absolutely no luck whatsoever I am also fully expecting to become the sacrificial goat they decide to fight back against :o but hey for over 4K of MY money back it will be worth whatever it takes!

 

Just one small query, if anyone could help? I unknowingly calculated part of my total claim amount to include the advantage gold fee along with the unarranged borrowing charge (between 30 and 40 quid, depending on the fee amount at the time) and now, having just read that the Advant Gold monthly fee should have been deducted, I'm not sure what to do? Should I just leave the amount as it stands, and presume they'll spot this and deduct the fees anyway or submit a new claim minus the AG fees? :?

 

Thanks, and I'll keep you all updated as I go.

 

Oh and good luck to everyone else out there fighting the good fight! :D :D

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Thanks LivelyLad, A quick settlement would be amazing - just moved house and totally skintypoo.

 

 

 

 

Thread title changed as it is potentially libelous .. please do not post anything that may be seen as libelous on this site , Thanks

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  • 2 weeks later...

Hi Arien,

I sent my Prelim letter two weeks ago and also have had no reply, so my LBA went in the post today. Missgiggles is also in the same boat with the same timeframes.

Looks like we might be waiting together. I wouldn't worry too much.

Hope to see cheques flooding in sometime in the next 14 days.

Cheers

Jx

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Yes silly me - the account has been closed in my case. (I coud give them an alternate account number into which they can deposit my refund, but haven't to date).

Also, checked and Missgiggles got her offer through on Saturday, so good for her! (though I think she might be rejecting it to get the full amount)

Jx

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Thanks Nattie and Hepburn. And yes Nattie I'm sending my LBA to Borehamwood, by registered post today.

 

Nattie, sorry, what do you mean by no cheques forthcoming prior to court? I thought some people received refunds before getting to court? Or do you just mean payment by cheque?? (Sorry, it's early and I'm half asleep :) )

 

Hepburn hopefully we'll get some kind of response shortly. Seems strange how everyone has different reactions from Natwest, doesn't appear to have any particular system to it?

x

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Guest NATTIE

People do get refunds, direct to their account if it is open prior to court or cheques if it is settled prior to court and the account is closed. Once it goes to suing the bank then it is a cheque for settlement on all occasions

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  • 4 weeks later...

Just received full refund offer (after LBA) for over £4K! :D

 

Interesting though - I had heard nothing from them after Prelim, and still nothing on day 14 after LBA, but thought I'd ring Customer Services that morning before proceeding with MCOL in the afternoon, just to see if they had anything to say. When I rang I was told that my offer letter was amongst a batch that would be sent out within 21 days, but that they had no way of knowing exactly when it would arrive as the letters were being staggered.

 

So if I hadn't rung I'd have wasted my time completing MCOL and been £100 out of pocket too. Perhaps it might be a good idea for those of you waiting for replies to try the same thing? Worth a try at least...

 

Anyway, good luck to you all and hope you have same result! :) :)

x

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Hi Arien, congratulations on your win!!! Nice bit of news in time for the bank holiday!! Keep on top of them though, as some people are waiting ages for the money to appear in their accounts. Enjoy the cash, hedgey xx :grin:

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Thanks everyone! :D :D and great news Hepburn!

 

Delighted it wasn't dragged out too long but still waiting for the offer later, which should have been here by Saturday :( . Will ring them again later this morning to see what's going on. Presuming bank holiday post is the problem but will ring everyday until I see the money in my account.

 

Hope you all had a lovely long weekend!:) :)

x

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Arien,

Congratulations,another fine win.

Why don't you write to them asking for your £100 MCOL fee back. Yor are entitled to claim this back of them.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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