Hi has anyone won by the FOS

[Youngblood]

Hi Guys just got an email from Abbey and they are making me an offer less £400.00 because they say what they should have charged me. my claim is for 5 grand. Should I or not take it.

[cassie2006]

Hi

Abbey called me last night with an offer of £4249 - my claim totals £5292 including my court costs - I have to call her back today and I don't know what to do.

 

It's up to you but I think I'll try negotiating for a bit more.

 

Good Luck

 

Cassie

[Youngblood]

Hi Cassie was it L Jacobs who made the offer.

I think will go for the whole amount.

Good luck to you if you go on.

[Guest louis wu]

Have you looked at this

 

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=84&a=84

 

I believe a lot of people are doing it, and claims for time range between 20 to 30 hours (one person went for 50 hours and got it). I would recomend a the 20 - 30 hour route, buts its up to you.

 

I would negotiate hard.

 

Louis

[cassie2006]

Yes, it was Louise Jacobs.

 

Just trying to psych myself up before calling her. Feeling really scared and nervous - but must keep saying "It's my money!!"

[Youngblood]

Hi Cassie have you got her direct contact number.

All i got was email with no telephone number.

 

Cheers i think I'll make her sweat a bit

[kayla123]

hi, i am getting extremely frustrated with abbey!!! i have gone down the usual route to claim back £4670, sent all letters and i am now at the FOS stage. i have sent in my claim form and recieved a letter back stating they are dealing with my case. it says in the procedures that it may take 6-9 months but i phoned them and they said it probably wont take that long. does anyone know on average how long it takes? do the FOS have time scales for banks to reply to their letters?would it be quicker to go through the courts or should i just stick with the FOS? this whole thing started 26/2/07.

[Youngblood]

Hi Layla123 I was going to go that way but the 6-9 months put me off, so I went to court and this is where i'm at the offer stage, as of today. Started court action in Feb.

 

TAKE THEM TO COURT IT'S THE QUICK WAY.

[kayla123]

hi, that seems to be a long time if it started in feb. the FOS said it wouldnt take 6-9 months when i phoned them, thats a maximum timescale. but i asked if he had an average timescale and he said he couldnt put a time to it, it depends on the bank. i might stick with the FOS it doesnt cost anything. still unsure yet though.

[cassie2006]

Hi Youngblood

 

her number is 0207 756 4398

 

I've just called her and she upped the offer by £50!!

 

I told her I wanted it all and she said she wouldn't be able to offer me 100%

 

I told her my bottom line was £5000 and she said she's get back to me......................

 

 

 

Good Luck

 

Cassie