Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

British Credit Trust


finman
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6604 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

OK, here goes, a few years ago i bought a car that was above my means and cost me a furtune to run. I could not afford to keep the car as I lost my job at the time also, I defaulted the repayments and things got worse and worse. Then my car was reclaimed by the credit agency listed in the subjest stream and I still owed all the repayments plus the lost intrest. I then got back on my feet and managed to pay all thye costs back to BCT I think at the time it was £8k.

 

My question is am i able to reclaim any of the charges back on a vehicle loan and get the default removed from my credit file?

Lloyds TSB

15/06/06 Settled in full

British Credit Trust

08/06/06 LBA Letter Sent

First National

30/06/06 Money Claim 6QZ55487

Link to post
Share on other sites

You should cetainly be able to reclaim any charges that were in escess of the cost to that organisation, just as we are doing against any bank.

 

I.E. If they charged you £20 for sending you a letter, this is clearly disproportionate...

 

In order to find out what charges have been made, you should use the DPA letter in our templates library, just changing little bits to suit your needs.

 

As far as the removal of a default notice is concerned, this would depend upon (amongst other things) the amount of charges that were unlawfully imposed, and the amount owing when the default was issued. I would have thought it very unlikely that the default would have been issued incorrectly if the amount owing was far greater than the level of charges.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

Thanks for the help:)

Lloyds TSB

15/06/06 Settled in full

British Credit Trust

08/06/06 LBA Letter Sent

First National

30/06/06 Money Claim 6QZ55487

Link to post
Share on other sites

  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Lloyds TSB

15/06/06 Settled in full

British Credit Trust

08/06/06 LBA Letter Sent

First National

30/06/06 Money Claim 6QZ55487

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6604 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...