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    • We purchased our Mercedes in September 2023 from Doves in Horsham for £21000, paying half cash and half on finance. We also purchased warranty for life via Ramp as recommended by Doves. On 12th May 2024 the car failed to recognise the key and wouldn’t not open, the AA could not identify the problem so via our warranty the car was taken to Mercedes in Croydon. After 3 weeks the problem was finally identified as water ingress in the drivers side footwell which has corroded and blown various components. After further investigation it was discovered the windscreen was date stamped 2019 (all the windows are 2018 - therefore not the factory fitted windscreen) The leak has developed due to incorrect sealant being used assuming when this was replaced and also water leaking from the seam. The warranty company do not cover water ingress so we are now faced with a bill of £3635. As we are now at 8 months since purchase (problem started at just over 7 months) we are not covered by the consumer rights acts. Would we be covered Sale of Goods Act? We have all the reports for the works being completed but unsure if this should be taken to the finance company or Doves who we purchased the car from. Do we pay for the works and then try and claim it back or should they be paying? Any help would be much appreciated
    • im also wondering if back billing applies here too . from looking at like threads around this SSE to ovo compulsory switch, it must be evidenced by the claimant that bills were regularly issued for the period of the supply the debt they claim covers. there are no threads here that show they could ever produce them, so back billing rules (12mts) might also play a part.
    • Vodafone have reported that they are having issues with their Credit File APIs into the Credit Reference Agencies where aged accounts over 6 years are being readded to Credit Files. In some instances, people are having defaults rescinded and changed to late payment status making the account live again!    --- Have you been affected? Please keep an eye out on your credit file for any  new Vodafone Account appearing where there shouldnt be any reason. If you are a Vodafone Customer - Check that the information is correct. check for Late Payments and Defaults.    Don't forget to consider the financial impacts this could have on you.  ---   If you are struggling - Post below and we can guide you to get the result you need!    Its been reported that Experian and TransUnion seem to be where these appear.  They are able to remove the information relatively quickly and it will reflect on next Credit File Refresh.         
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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SIFLY Vs EGG


SiFly
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Hi all

I sent my SAR to Egg on the 29th january for an account i closed a couple of years ago, and have now just received a letter dated 19 feb requesting me to send them an Identification document. I dont have a problem with this, but they also say that they will respond within 40 days of receiving my ID document. Is this right, or should i stick to my own timetable.

 

Thanks for any help

Sifly

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thanks for the prompt reply, i was hoping that was going to be the answer, but my next problem is how do i word the letter, do i say "it shouldnt take two weeks to request ID so therefore the 40 days runs from the 29th Jan."

 

thanks

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  • 3 weeks later...

I have just received my "id proof" back from egg, with a letter stating that they will get my statements to me within the NEXT 40 days, as far as i am concerned the 40 days is up on monday. Please advise on what i should do. Thanks

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To be honest my view is that,although they are being anal, they are within there rights under the D.P.A. to "satisfy themselves as to the identy of the person requesting the data".

 

However you could write to them stating that it took them nearly three weeks to ask you for this ID and you feel this unacceptable for a company of their resources, however you are willing to issue them with a further 7 days.

After which you will make a complaint to the Information Commissioner and seek legal advice on seeking an order to make them comply.

 

They are just stalling you like the rest so push them all the way.

Regards

Beetle

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Already wrote to them mentioning the 3 weeks and that i was unhappy. Do you think i should ring them on monday and see what they say and then write a letter if no success

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  • 2 weeks later...

It has been 7 days now since i wrote to EGG for non compliance of the DPA. So thought i would give them a ring to give them another chance. To which they replied " we will get you your statements by mid april"

 

should i start the court action or is there someone else i should try and speak to, dont really want to go down the court route but will do if necessary. btw how much does the court cost?

 

Thanks

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thanks for that, but i got an unexpected phone call this afternoon from egg, they have said that they should have all my statements to me by early next week. question is, do i believe them?

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  • 1 month later...

Eventually received my statements, so rang them up and registered a complaint over the phone to claim back £80 of charges. they wrote back offering me £16, the diffence between the old charge rate and the new. Obviously i wasnt going to accept this but have been very busy, but today i received a letter saying that they were going to close my file if i didnt respond, so i rang them again and have agreed to accept £90 including 8% interest. I'm happy and that should be another off the list so long as the money is in my account on monday. Just Barclaycard to go.

 

Thanks to this great website and all of its members.

 

SiFly

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