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    • Essex trading standards department have now given me a reference and are investigating this man/companies.
    • Good question. Rayner's CGT pales into insignificance really, doesn't it? 
    • Hi everyone,  out of the blue my husband yesterday received a call from the employee who lost the key the first time and asked to settle the bill plus court costs. Apparently the boss said that if he didn't pay he would be sacked. My husband asked for this in writing,  got it and payment followed. So we discontinued the claim and marked as settled. Apparently the employee who lost the keys the second time is paying for the other carpenter's bill plus court fees because he'd started court proceedings as well. So, all is solved. Thanks everyone!
    • With thanks. Updated defence.  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have in the past had financial dealings with Halifax PLC part of the Lloyds Group of Companies but do not recognise the specific account number referred to by Claimant and on which its claim relies. To enable clarification a sec78 request pursuant to the CCA1974 was made dated 11 May 2024. The Claimant provided various documents which appear to be incomplete with page numbers missing and incomplete Terms and Conditions. If this is a copy of the original agreement it appears to be unexecuted by the original creditor. 2. Paragraph 2 is noted. I do not recall receipt of a Default Notice which the Claimant refers to within its Particulars of Claim and on which its claim relies. A CPR 31.14 request was made dated 11 May 2024. To date the Claimant has not provided a copy. 3. Paragraph 3 is noted. Although I had not recalled a copy of the Notice of Assignment pursuant to the Law and Property Act 1925 Section 136(1) I requested a further copy from the claimant which has since been provided in response to the CPR 31.14 request dated 11 May 2024. 4. Paragraph 4 is noted. It is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement. (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 6. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • "Testing the stability" ? I suspect the Tesla Map would have picked up that the car was being driven in a car park and the default safety settings required a shut down. Reassuring that Tesla have public safety built in, to try to stop drivers driving in a way that may be risky.
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My claim v Natwest **WON**


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they have 14 days to reply they probably will by saying we are looking in this matter blah blah blah ... and send you a leaflet explaining thier complaint procedure which is a sod off letter or you wil receive an offer if you are lucky, after 14 day without satisfactory answer you will have to send a Letter Before action giving them a further 14 day to comply and then if no success you can file a claim at the small claim court read carefull;y the FAQ section and you will find all the info you need. good luck with your claim . :D

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sent another letter today,stating this was a final letter before court action.I have given them 7days to reply.

At the bottom i said that i would be willing to accept £500, if it was paid within 14 days-was this a good move??

I could really do with the money as in yesterday,thats the only reason i added this...:(

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Better not to give them 14 days to give you £500. Better to stick to the 28 days as most companies etc use. Go for the whole amount, don`t let them give you less than what you are owed, obviously you might need the money asap, but think about opening a new account, if there is a way you can hold out, then do it. I held out and got the full amount.

Good luck ( not that there is any luck involved)

Won....:D:D:D...£3778.50

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Nearly time for court action.I have sent all my letters to my branch,is this ok cause not received any reply???

 

I went to the cash machine yesterday and i was £4.90 overdrawn because my internet bill had gone out.Just logged onto my internet banking and i`m now nearly £28 overdrawn because they sent the d/d back and charged me another £38 for the privalage :mad:

 

Can`t wait to fill in my claim now....Obviously + another £38 ;)

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you need to send ALL letters for refunds to Customer Relations Unit Borehamwood, the branch will only forward them on and yes you do have another £38 to claim now.

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After reading posts on here i thought i`d leave it a week as natwest seem to be settling as people are putting there claims through the court...

Received a letter on saturday (dated 22/02/07,which was the day after i sent my lbo) saying they received my letter dated 5/02/07 and although they didn`t agree with my claim,as a gesture of goodwill they would refund £800 into my account if i signed the attached letter :) :) :):smile: :smile: :smile:

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I will be contributing to the site once the funds have gone in and to anyone unsure about claiming.....GO FOR IT!!!!!

I can`t believe i only had to send 3 letters :lol: :lol: :lol:

Thank you CONSUMER ACTION GROUP :D :D :D

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