Jeep v Halifax

[thewifeandI]

Congratulations.... Thanks!

 

You can just write to the court and inform them that the case is settled. It doesn't have to be too formal, just claim reference number and "Please accept this as notification that I wish to withdraw my claim on the basis that the defendant has made payment in full" - that sort of thing. I'll get that done in the morning and drop it round to the court.

 

One small point - did they include daily interest from the date of claim until yesterday? No, it wasn't, but it was only 8 days @ 93p so not a big issue.

Off to bed - an early night at last...!

[jonni2bad]

...One small point - did they include daily interest from the date of claim until yesterday? No, it wasn't, but it was only 8 days @ 93p so not a big issue....

 

Not a lot of money, certainly. However, I have a feeling from recent threads, and my own experience, that they are systematically missing this out - which is simply unacceptable.

 

It may take a call from each user to get them to focus their minds a little and to stop avoiding paying people what they are legally entitled to.

 

Let me put it this way - from our survey results (which is always way behind the real figures), they have paid back £216,465. If each of the claims was resolved, on average, 20 days after the claim, they they would be keeping over £952 of our money!!

 

The question we all need to keep asking is - would they let you off?

[thewifeandI]

A further point on the scope of my claim on the joint account that I had forgotten - I only had seven years of statements, with the first 43 missing, so I added in an amount for 'Previous Charges (Estimate)' of £215 that I calculated as an average of £5 per statement. This means that they refunded charges going back to 1995ish without a quibble. On my wife's claim they won't pay anything over six years.

 

Don't you just love their methodical approach to this problem?

[jonni2bad]

That's a very interesting point - maybe one we should push with all users.....

[maybelline]

A further point on the scope of my claim on the joint account that I had forgotten - I only had seven years of statements, with the first 43 missing, so I added in an amount for 'Previous Charges (Estimate)' of £215 that I calculated as an average of £5 per statement. This means that they refunded charges going back to 1995ish without a quibble. On my wife's claim they won't pay anything over six years.

 

Don't you just love their methodical approach to this problem?

 

At what stage did you add this in?

[thewifeandI]

At what stage did you add this in?

I had it in my LBA letter with an explanation of how much, what dates it covered and why I had added it - so it wasn't hidden at all.

[maybelline]

many thanks 'thewifeandI'

[thewifeandI]

This topic was closed on 10 March 2019.

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