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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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lthomp192 Vs Barclays ***SETTLED IN FULL***


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Its a shame the courts arent double or triple booking, as they know that the Judge time will be wsted on the day.

 

Total waste of the UK courts time really, I can see alot of judge have loads of spare time.

If I have been of any use to you in my response please click my scales. :oops:

 

MBNA WON 16/3/07 £1700 :p

Barlcays N1 fileld in and awaiting funds to take them to court.

 

If you want to spend some of your money from your new spending saving scheme why not buy a flybook laptop. http://www.everythingflybook.com. I can highly recommend them.

Currently in Litagation with Barclays 11/5/7 ( Awaiting Court Date )

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Unfortunately barclays won't settle until a least a couple of weeks before court date.

 

in my case it's only "4 days" away and they are still stalling, they seem to be getting harder and harder to break down knowing that they can play the system right to the very end,and there's nothing going to stop them. Paying out money for bailiffs etc seems to be part of the course, (after all it's only money!!!) the way i see it untill someone or something says that is it, no more, they are going to try every trick in the book and just keep on and on to see how far they can push it.

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Tell them that your settlement amount has just gone up £50 as you have had to book time off work for the court appearance

CPR 27.14

 

They did this to me, so I played it right back at em.

I didnt realise at the time though that I could have claimed back the money spent on posting the bundle and letters etc...Dohhhh.

 

This time next week you'll be celebrating....

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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I was just thinking of your thread when i put the phone down from the courts, i thought oh no, not another dar£n saga, but as you say it will end the right way, i might just do that and say time off work was booked in advance a couple of weeks back at least i'll get something back for there stupid behaviour.

Oh bye the way nice to see you back, i have'nt seen you on line the last few nights, or is it we have just logged on at different times.

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Hi Can you clarify that when I eventually get a court date Have I also got to appear at Court if So I will need to sort out dates as I may be on support call .

Master Sun SAID:

Ultimate Excellence Lies Not in Winning Every Battle

But In Defeating the Enemy Without Ever Fighting.8-)

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Hi Can you clarify that when I eventually get a court date Have I also got to appear at Court if So I will need to sort out dates as I may be on support call .

 

If you are the claiment yes. they might take it all the way to the courts if that's the case you will need to attend. (they more than likely won't attend) you must have all docs ready just in case, you have to follow the procedure right down the line which means attending court if need be. you might not get that far of course, they might settle prior to court date, but you can gaurentee they will do everything in there power to make life as dififcult and be as awkward they can for you.

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Igbo,

As ithompy says it IS a possibility.

 

By now, you should already have read the FAQ's and guidelines.

In particular, one of the first threads you should have read would be "THE GUIDE TO RECLAIMING THE CHARGES."

 

In there, there is a thread titled "IMPORTANT THINGS YOU REALLY NEED TO KNOW"

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31575-important-things-you-really.html

 

A part of that thread reads

Do understand that your claim against your bank could end up in a Court!!

maybe you need to read this and the others before continuing.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Rang clerk of court this morning said following, Hearing is "Vocated" tomorrow and they will serve Bs with "Judgement Order" today.

 

ADVICE PLEASE, the Court is claiming for my initial claim (when fileing "Judgement) from the "NI Form" (filed on the 2/01/07) which is not inclusive of "Q/A" fees or "Daily Interest". is it therefore up to me to get these costs back when Bs come to settle claim, or do i need another form or something to claim this back??? Regards B.T.

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Usually they order the defendant to pay the claimant in full including costs,

They should be aware of the accruing interest as It was entered in your initial claim wasnt it?

You should also add in £50 for CPR 27.14, not a lot but youre entitled to it.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Yes dar£n mate, interest was entered in initial claim, thanks for getting back so quickly,that's set my mind at rest i can now relax and get back to the waiting game i beleive the courts will give them 14 days to sort it out so we will see?? thanks for that B.T.

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Received copy of "Judgement" order Courts sent to Bs in post this morning, states Bs have to settle by 25/05 or else.

The sum qouted seems to be short of "Daily Interest" charges (approx £117), so i assume i have to claim this when they send the settlement letter through? am i right or do i have to take another tack. Regards B.T.

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Lloyds TSB has become the first bank to win a court case after being sued by a customer for imposing supposedly unfair overdraft penalty charges.

 

BBC NEWS | Business | Bank's overdraft charges upheld

Master Sun SAID:

Ultimate Excellence Lies Not in Winning Every Battle

But In Defeating the Enemy Without Ever Fighting.8-)

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Lloyds TSB has become the first bank to win a court case after being sued by a customer for imposing supposedly unfair overdraft penalty charges.

 

BBC NEWS | Business | Bank's overdraft charges upheld

 

 

I've just been on Lloyd's forum reading the thread, there's a lot of support there so hopefully it will be overuled on appeal.

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Ref the posting about Lloyds. there are a lot of people panicking now about banks going to win..

If the story is read in full, this guy tried to beat the system by using his own path of procedures, didnt follow as advised on here,

People who DO NOT take time to read these posts and advise FULLY ..WILL GET CAUGHT OUT.

These Banks are not stupid, they can tell if a claimaint is trying it on and is not fully competent. if they see weakness in a claim they will push it.

 

 

Igbo, please dont take this as an insult but please learn from this, I get the impression you are not fully aware of the consequences of not following the correct path.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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told me all about the Lloyds case, and that he had made some errors, so again putting my mind at rest. As always, good advise at the right time, you are perfect in every way !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:p

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