wannagethelp vrs Lloyds ***WON***

[BARTY]

Hi

If you see the little scales in the corner of posts, if you click on those and that is a way of saying that the post was helpful to you, a sort of thank you button.

POC is Particulars of Claim, have a look at the following link, it is what you need to fill in your N1 with:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Good luck with your claim, and please ask if you get stuck on anything.

Barty:)

[BARTY]

Hi

If you send a Private Message to a Moderator (green coloured names) telling them your claim number, amount etc and they will put it in the Litigation thread.

Yes once the claim is served, they have then 14 days to acknowledge, if you keep checking on Moneyclaim it will tell you when this has happened.

If you haven't sent a copy of your Schedule to Moneyclaim, you should do the following:

 

Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

Dear Sir/Madam

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours Faithfully

 

 

And once Lloyds acknowledge, send a copy of your schedule to the Solicitors.

 

Barty:-)

[BARTY]

Hi

Yes that's the one.

Barty:)

[BARTY]

Hi

Did you fill in one of the spreadsheets with your charges:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

That is the schedule you need to send.

Barty:)

[BARTY]

Hi

As long as it as all the details on, it should be fine. Date, type of charge, amount. I couldn't do the excel spreadsheets, but I downloaded the Open office ones no problem.

Barty:)

[BARTY]

Hi

Right now you have to wait for them to acknowledge your claim, they have 14 days from when the claim is served to do this. The claim is served about 5 days after you do it on Moneyclaim. Once they have acknowledged, they have 28 days from when the claim is served to enter a defence. The usually enter a defence towards the end of the 28 days.

 

Please try not to get stressed out by all this, you are doing a good job, and you will soon have your money back.

 

Barty:)

[BARTY]

Hello,

 

Can anybody help,,,,,

 

I did my online moneyclaim Friday night and sent my list of charges + interest Monday special delivery to arrive no later than Tuesday by 1pm. I was happy with that then today I have received a letter from the court saying they have sent the claim Monday by first class post but they would not have received my additional letter and charges list to attach to my moneyclaim before they sent the claim to Lloyds........has that messed anything up? You can send a copy to Lloyd's solicitors when they acknowledge, so no problem

 

It also says it will be deemed served on 3rd March and the defendant has until the 17 March to reply, which I suppose they will and reply to defend it eh? Yes they will

 

Also, had an email to say in April the banks will probably agree a lower rate of charges, will that affect my claim do you think? I don't think so

 

Barty:)

[BARTY]

Hi

Yes send a copy to the Solicitors now, send something like the following:

 

Dear Sir/Madam

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours Faithfully

 

I would make sure it has what the charge is for on your list.

 

You have to wait for them to enter a defence now. When they do, you should recieve a copy of it and an Allocation Questionnaire to fill in, use the links below to help you with this:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Once you have filled in this, the Court will get back to you (eventually) with a Court date.

 

Relax and don't panic, we are here for you:)

Barty:)

[BARTY]

Hi

I would send another list to the Court when it is transferred to your local court, with details of what the charges are.

As for not responding to your LBA, I wouldn't bother letting the Courts know, sometimes they reply, sometimes they don't.

Barty:)

[BARTY]

Hi

From what I can remember, you recieve a letter saying your claim has been transferred to your local court.

Barty:)

[BARTY]

Hi

I would send one to the Solicitors, and once you know which Court your claim has been transferred, send one to there.

Barty:)

[BARTY]

Hi

Send one to MCOL then instead of your local court.

Yes you can claim for then unpaid personal loan fee.

Barty:)

[BARTY]

Sechiari, Clark & Mitchell

Department SO

PO Box 499

Lower Ground Floor

1-5 Queens Road Quadrant

Brighton

East Sussex

BN1 3XJ

 

 

Barty:)

[BARTY]

Hi

Just a matter of waiting now for them to submit a defence. You could be looking at the links to help you fill in your Allocation Questionnaire:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Barty:)

[BARTY]

Congratulations!! :D

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Barty:)