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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
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New claim-starting Monday


sunnyjools
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I have got a question before I send off my moneyclaim tomorrow,I have been sending my letters to head office,do I put defendant as my local branch or head office.

I see most people have put local branch,but that is when they have sent letters to there local branch.confused !!!!! just dont want to mess it up now.

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I have checked on moneyclaim site and claim has been accepted 14/6/06 so 14 days from yesterday, will I hear soon I wonder. :rolleyes: jools

 

 

 

 

 

 

 

While I am waiting I am sorting out capital one,had a partial refund from them,now going for the rest.

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I'm like you i am chasing cap one also for charges, i was in credit then they charged a late payment fee which took me over the limit so got an overlimit fee so now ive been charged £80+ since january! Hope you hear soon from natiowide

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hi my letter to nationwide is ready to go but this thread has me confused.

 

do i A. send it to charles bacon head office

or B. my nationwide branch?? (if its my branch how do i address it properly, i know the address he he) :)

 

please help i was soooo close and now ive stumbled :(

 

please note its my `preliminary approad for repayment` im sending, i dont need to do dpa as i have my statements, ta.

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I sent mine to my branch who replied saying they'd forwarded it onto the area office. It was the area office who I got all my 'bog off' letters from and to whom I have just issued court proceedings :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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I sent both my prelim letter and letter before action to head office,charles bacon when it came to my moneyclaim I have given defendant as being my local branch but sent fax to head office stating that I have now commenced action. all letters that you send to your local branch will be forwarded to head office anyway so I dont think it really matters. jools

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Hi there, I to have been running through this site and I come across your first thread. We have been in exacactly the same position. My partner 'tried' so very hard to be a sole trader but the bank made it impossible from day 1.

 

No overdraft facility at all and no leway, it was there way or no way. We began to think if they could have the shirt off his back then they would take it.

 

I could wallpaper 2 rooms with the amount of paperwork for charges they have sent us over the years but they don't care who goes down and who they make money out of it is usually the small person they chase and make life miserable as i was once told you are only 'a little fish in a big pond'.

 

They have left us high and dry on many an occasions with no money due to the charges superseding any monies left in the account.

 

Fortunately he has been employed for the last year but I shall never forgive them for the misery they put us through during those bleak years.

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Hi battyboo

 

Are you claiming your charges back or was it more than 6 yrs ago,its feels so good to be able to do something about it and not just stand back and watch them take hard earned money. bit nerve racking now but knowing you are all in the background helping us along makes a big difference. AND I WILL WIN.

thanks for the incouragement, jools

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Hi Sunnyjools, thanks for your response much appreciated. No the self-employement started approximately 6 yrs ago (obviously will get exact dates) which to me seems a good place to start.

 

Can you tell me if you have to go through 6yrs worth of bank statements or does the first letter do it all for you in requesting suchlike?

 

All the posts I have read are very heartwarming and so pleased that people are achieving what we all thought to be the impossible.

 

Thanks for now.

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Help please, my moneyclaim is still saying issued on the 14 june, still doesn't say deemed served,have I done something wrong? I know they have 14 days but I was expecting some response by now.

 

14 days up on the 27 june - 8 days and counting

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hey jools, anything? ive heard nothing, you done your online claim yet? i having a few probs with accessing spreadsheet so i have read around here and i think the 8% interest i'm owed something like £62.92 or is it (yippee if it is) £629.29? i had the first charge 5 yrs ago and i am claiming £1567.37 does this sound right to you? Diane:confused:

 

Hi, I have just started a claim and sent the standard letter to them. They have sent me (eventually all the information i require) do i claim 8% interest for the charges for each year, or can i claim (8% x 6 years) if you know what i mean. where do you get the standard spreadsheet for claiming?

 

Regards,

 

Jon

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Help please, my moneyclaim is still saying issued on the 14 june, still doesn't say deemed served,have I done something wrong? I know they have 14 days but I was expecting some response by now.

 

14 days up on the 27 june - 8 days and counting

 

Jools, have you got your copy through the post - it says on there when it was deemed served. I got mine a couple of days after and we filed on same day....it was deemed served on 20th, 4th July to respond by.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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That way you will attract more attention to your story and get more visitors and more help 

 

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