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    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
    • DX, worth mentioning? I take it that you refer to after ,65 loan is written off clause. I thought that after the problems I had at deferment (/no proof of income satisfied them, and I could not afford an accountant) after they stopped pestering that they had decided that the age related clause  had kicked in. As I said, its time to hit back with SB letter.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help..bos Charges With 3 Accounts Driving Me Nuts..


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Hi Anyone Had Major Problems With Bos Processing The Charges On Accounts? I Sent Off 3 Letters Regarding 3 Accounts And This Was Way Back In Sept. First Of All They Lost The 1st Set Of Letters Sent Recorded And Asked Me To Resend Them Which I Did Then It Was October. I Have Only Had 2 Letters And They Have Never Sent Statements For The 3rd Account. Over The Last Few Months I Have Sent More Letter And Even The Final Letter And They Say They Have A Backlog And Now At The Last Minute Have Sent A Letter Refering Me To The Ombudsman Who Will Laugh No Doubt. They Have Lied To Me On The Phone And Given Me So Many Excuses Anyone Had The Same Treatment. Am Going To Take Them To Court On Monday As Am So Cheesed Off Now. Any Help And Advice Appreciated. They Left Me In A Bankruptcy Situ..So much for the financial support when you are in chains...

 

TSB send bog standard letters and ignore you so heres to the ombudsman yet again..

 

Cases

BOS Current Account

BOS Solo Account

BOS Business Account

BOS Credit Card

 

TSB Business Account

Capital One

GE Capital

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Hi! You seem to be in quite a state!

 

Looking through the post I am replying to and the previous posts you have made you seem to have no regard for the 'due process'. By that I mean- If you sent your SAR on 1st Sep then your reply was due by 10/10. (It's the same dates I used and my birthday is 10/10!!) ~Having had no response you had two choices:-

 

A. Go to court immediately for disclosure of information under the DPA Act 19........

 

B. Ring certain depatments up and say "Oy, where's my statements?" (Not your branch there are plenty of numbers around)

 

I assume by your posts that you don't read too many other peoples threads/posts because it is plain to see that you haven't been anywhere near the library or just will not take advice. (ie Why are you talking to them on the phone? All advice will advise you not to!)

 

So! I may sound a bit harsh, BUT, I started on Sep 1st and they paid me over £3k on Nov 30th!!

 

Maybe I have a point about due process?

 

If you would like to follow the rules, I'll help you. If you want to be a maverick, I'll watch with interest. If you are going to do your own thing - don't waste my time!

 

A D

  • Confused 1

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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