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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      If you are buying a used car – you need to read this survival guide.
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      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Cariad v Halifax ***SETTLED IN FULL***

cariad

By cariad
in Halifax and IF successes

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cariad

cariad

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Well there we go. :)

 

Small delay there while I got my house move out of the way. Boxes everywhere but at least I'm in and reasonably solvent for the next few weeks. :D

 

Anyway....proceedings issued today for current account charges (about £2,500) and Halifax credit card charges (£650).

I have identified the Halifax registered office at Trinity House, Halifax for the credit card claim since I want to avoid any Scottish involvement if at all possible - from a purely legal perspective of course.

 

Fingers crossed. :)

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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cariad

cariad

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Both claims acknowledged on 25th and 26th July but nothing more heard as yet.

 

I'm a little ticked right now as I used my Halifax debit card earlier at the PO to pay for mail redirection and it was declined twice - my local PO where I'm known as well. :mad::sad:

 

I only used it as my other account is a Solo account as I didn't think the PO accepted Solo - thankfully they do. :)

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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cariad

cariad

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Has anyone had their claim by the Halifax defended to a Hearing since I last caught up with all your tales?

 

Or are they still paying up between filing the Acknowledgment of Service and the Defence?

 

There are frankly too many threads here now for me to plough through them all so see if that's the case. :D

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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hawkesi

hawkesi

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Have you got as far as issuing a claim yet or are you ready to do that now. Just done mine 2nite.

Halifax Joint A/C - Data Protection Act letter sent 2 May 06.

Preliminary letter sent 6 June 06.

LBA sent 27 June 2006.

Halifax Standard Derisory Offer received 12 July 2006.

MCOL Claim Filed 1 August 2006.

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cariad

cariad

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Have you got as far as issuing a claim yet or are you ready to do that now. Just done mine 2nite.

 

If you read back a couple of posts you'll see I issued proceedings a couple of weeks back. They have filed the AoS as I expected so I am keeping an eye on my account with them to see if anything suddenly arrives. They have until the 21st to file a Defence.

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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cariad

cariad

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They've coughed up....current account AND credit card charges plus interest and costs. About £3,500 in all. :lol::D:lol: :grin: 8-)

 

**rolls up sleeves and eyes Egg, Tesco and Barclays accounts** :D

 

many, many thanks for all your kind words over these last few weeks. xxx

 

**heads off to donation thread**

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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hawkesi

hawkesi

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:D Well done. Enjoy your cash.

Halifax Joint A/C - Data Protection Act letter sent 2 May 06.

Preliminary letter sent 6 June 06.

LBA sent 27 June 2006.

Halifax Standard Derisory Offer received 12 July 2006.

MCOL Claim Filed 1 August 2006.

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mechs

mechs

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Congratulations can you pm a mod so they can update the database please and also complete the survey under the site title

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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cariad

cariad

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Have completed the survey but this pooter at home won't let me make a donation. It doesn't like the Paypal link for some reason :rolleyes: so you'll have to hold on til Monday when I'm back in the office. :D

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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cariad

cariad

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This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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