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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Query. . .


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Hi guys, pretty new to all this but sent my DPA disclosure request off on tuesday . .

 

Just looking for some advice really . . .

 

I had rbs account which I used my cheque book without sufficient funds in my account. I think I had about £700-£800 in total off the bank, but ended up having to get a £3000 loan to pay them off. I asked them if they could freeze the interest on the account while I got the money sorted out to pay them back but they refused. The loan is not with RBS but with LLoyds - I wondered if I can claim the interest back on the loan as I wouldn't have had to get it if RBS hadn't charged me around £2,000 in fees? What do you think is the best angle to approach it from if I do go ahead and claim the interest back? Any ideas/advice out there?

 

- also when I did get the loan sorted and paid them the advisor on the end of the phone asked me "Would you like me to take the interest in this payment that will be applied to your accout next month?" - I said yes as just wanted to get it sorted. They didn't take that money from my account so I withdrew it and paid it in somewhere else so they couldn't get their filthy mits on it. . . but are they allowed to charge me additional interest when I'm paying off the debt to them? (this interest charge was applied to my account about 3 weeks after i withdrew the balance - hence sending me into the red on which I have subsequently been charged . . . you've got to admire their style when they call you and ask why you're overdrawn)

 

Also to say thank you, it is rare to find people who just want to help us get our money back! Cheers guys.

 

 

Lulu

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I don't know this for certain, but I would think it very unlikely that you could make a claim for the interest on the loan - this was obviously taken out to pay off the initial overdraft plus charges, but you were not forced to do so.

 

You say you have been charged around £2000 in fees... what do you mean by fees?

 

I also got a little confused with the last paragraph. Could you explain this in greater details please?

..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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sorry, by fees I mean "card misuse" charges, overdraft interest and referral fees

 

The last paragraph - is it legal for them to apply interest to the account after i've paid the money off and asked them to freeze the interest?

 

I received letters from the bank saying unless full and final payment was made on my account within 7 days then the matter would be passed to the police as they considered it Fraud - I had to get the loan or else face a fraud charge. I think that was a hell of threat for them to give me, I felt threatened by it and had to get a loan.

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This sounds like it could be more complicated than it first appeard...:o

 

Certainly as far as those charges are concerned you will have a valid claim, so you should request you charges info under the DPA (as per our templated letter) especially since this includes the request to divulge any manual intervention.

 

You are not obliged to show details of the problems you had with this account, as it certainly sounds quite personal, but if you want to then that's fine.

 

Did you take any legal advice when the bank mentioned the word fraud?

..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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OK, then let's concentrate on what you can do....

 

Read through the FAQ section - in detail - which includes case guidance notes and a step by step guide.

 

When you have done this, start the ball rolling by issuing a request for your information under the DPA, making sure that you include the £10 fee.

 

Use the template letter.

 

When you have this information back, possibly just in the form of statements if that is what they decide to send you, then total the charges up and issue the Prelim Letter asking for it to be refunded.

 

Let us know what stage you are at so that we can keep up to date on events.

 

John

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.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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I have already sent the dpa letter, I do actually have all my satements for the last three years anyway, so don't really need them but would like the details of manual intervention anyway - sent this on tuesday with the correct fee - so I know what I want from them, but thought would send DPA request anyway so they know what I'm planning. - will definately keep you posted - it is cruel how they make millions from the most impoverished people every year.

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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