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    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Scouse V Abbey


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Hello to you all,

My Issues with Abbey.

 

 

I have been with the Abbey for 10 years and have had my ups and downs with them at first they where fine, as of late its getting beyond a joke with their over zealous chargers.

 

I have sent letters 1 and 2 to the head office in London and I had an offer letter back on 12/12/06 with an offer of £290 and it stated that it was their final offer and like it or lump it attitude.

 

 

I started court proceedings on the 12/12/06 and today received a letter from the court saying that they are defending the charges.

 

My first gut felling was panic but after I thought about it I was angry that they have taken money from our account unlawfully, its not just my money but my wife’s money as it’s a joint account.

 

Well I’m claiming £3000 plus 8% interest and fees for the last 6 years and I want to attend court so I can exposes them for what they realy are.

 

I will keep you guys posted on events.

 

Good luck with you fight for fair and transparent banking if there is such a thing.

 

D.

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Guest ian cognito

Good on ya!

 

I doubt you will get them to court, but at least you will get all your money back.

 

May I wish you merry christmas and a prosperous 2007!

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I received a letter from Abbey today wanting to review my case/claim, they are saying that I have not provided any information nor my bank details.

 

I have sent two letters recorded delivery and provided them with all the statments with the charges on.

 

is this delay tactics or is this dept not talking to each other?

 

 

the odd thing is there is no name on the letter to respond to.

 

Do I just put the information on an Excell spreadsheet?

 

cheers

S.

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Guest ian cognito

Did you noy already send the spreadsheets with your letters?, if not, you need to do it now and send one copy to the vcourt (referenced with your case No) and one to the bank.

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janquinny, Sorry I have just been pointed to this website as I was following the advice of another site and was unaware that I had to do this, I have put all the info on a s/sheet and will be sending it to the bank and the court tomorrow.

 

Thanks for the reply

 

SP.

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  • 2 weeks later...

Update: first I hope you all had a happy xmas and all the very best for 2007.

 

 

I sent the Scabbey my schedule of charges @ Milton Keynes office I also sent a copy to the court for my file. I will call the scabbey tomorrow to see if they have recieved my letter and schedule of charges.:)

 

 

I await thire reply::eek:

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Hi,

 

I received a response back today from Scabbey with an offer of half the charges from 7/00 to 12/07 and do not include the charges for 10/00, now my first letter to the scabbey was dated 10/06 so I will be looking for the charges refunded from that date.

 

 

The scabbey have filed a defence with the court but would like to settle out of court, I don’t think so, I’m going for the kill and will be filling out the AQ form.

 

 

On one of the paragraphs in the letter made me laugh:

 

“Even if it were correct (which is not accepted) that the charges are greater than Abbey `s actual loss in dealing with your account, the charges are liquidated damages, and not penalty charges and are therefore valid pre-estimates of loss”

 

 

Just a few Q:

 

 

Can anyone tell me what are liquidated damages?

 

And do I reply to Scabbey rejecting their offer as they have not given me a figure ?

Or do I accept their offer but only as part payment.

 

 

Thanks for your advice in advance.:)

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I have just found this site have a look at this item regarding Liquidated Damages.

 

Liquidated damages clauses are enforceable provided they are a genuine pre-estimate of loss not penalties under UK law.

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Update.

 

I have just sent a letter to Christine Cody Milton Keynes refusing her offer for half the charges but I will accept the offer as part payment. I have filled in the AQ form ready to be returned to court...

 

 

It will be interesting too see what the responce will be. they will want to play games, I cant believe how modern day banks can be se deceptive and take large sums of money from their customer, If more people claim the Scabbey national will have no customers left to deceive.

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Hiya Scouse,

 

I am just starting my claim with the Scabbey and am following your fight. All that liquidated stuff is just trying to intimidate and panic you isn't it.

 

Good Luck, and I will be starting my own thread tomorrow when I've got an hour to get my head together

 

ijwasl

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;)

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Hiya Scouse,

 

I am just starting my claim with the Scabbey and am following your fight. All that liquidated stuff is just trying to intimidate and panic you isn't it.

 

Good Luck, and I will be starting my own thread tomorrow when I've got an hour to get my head together

 

ijwasl

X

;)

 

Yes I know what you mean, Its a joke I cant believe how banks are aloud to conduct themselves like this and get away with it. Power to the people.. Sorry to go on. good luck with you claim.

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OMG, I have spent a few hours reading thru some posts and I noticed that the ScAbbey follow a standard letter format when dealing with clams, the same as the computer generated standard letter telling you what you already know. Can’t these people think for them selves? What is this world coming too? I have had more charges levied on my account from November when I made a complaint Now I have just received two other returned Unpaid DD today because they have made me go over my limit, I CANT BELIEVE IT. Talk about keeping you down. I AM MAD. I feel another claim coming on when is it all going to end. I have just sent another letter to ScAbbey today asking for my hard earned cash back.

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  • 4 weeks later...

Iv not logged on for a bit so Im catching up with as many post as poss,

 

I have sent my AQ off about a month ago and have not heard a dicky bird, I supose the courts are very busy dealing with the claiment for Scabbey.

 

I will call the court tomorrow to find out what is going on.

 

wish me luck.

 

 

I have a second claim about to go off for further charges on my account, dont ya just love them.

 

P.S Just remember that in the land of the blind the man with one eye is king.:lol:

Abbey Settled 3,600:cool:

 

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Update, I recieved my court date today for 25th April..

 

and I will be sending my LBA on the new charges for January 2007

so It looks like I will have to courts actions on the go.

 

Tha ScAbby have totaly ignored my request, Well they are very busy.

 

 

Bril.

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  • 1 month later...
Update, I recieved my court date today for 25th April..

 

and I will be sending my LBA on the new charges for January 2007

so It looks like I will have to courts actions on the go.

 

Tha ScAbby have totaly ignored my request, Well they are very busy.

 

 

Bril.

 

I sent a few emails to Inga at Scabby and I had no reply so I emailed her again to see if they wanted to do a deal on there previous offer, she sent a mail back saying she has not received the case, I sent here the details again but I have not heared a peep. what is going are they playing games ?

Abbey Settled 3,600:cool:

 

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I sent here the details again but I have not heared a peep. what is going are they playing games ?

 

maybe someone should start an investigation as to where all our paperwork goes to within Abbey, the amount of stuff they say they have not received is unreal

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  • 2 weeks later...

Have I got the right form? I need to amend the POC as more charges have been appied to my account, I gave in the court bundle today and the kind lady checked on the system and judge has said I need to fill out the N244 form for amedments. is this the correct form.

 

If so what parts di I fill in ?

 

 

thanks for your help in advance..

Abbey Settled 3,600:cool:

 

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  • 2 weeks later...

Okay, Its seems like I have been on a long roller coaster ride and it had just come to a stop.

 

I recieved an email from ScAbbey today saying we will be settling in full and with interest including court charges.

 

My court date was 25th April two weeks before the dead line, I cant believe it!.

 

I would just like to say a big thank you too you all for your help and forward thinking. When I get my money back a donation will be on the way. You guys rock!

Abbey Settled 3,600:cool:

 

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Congratulations!

 

You've made it all look relatively painless! Did the email come out of the blue as a nice suprise or did you have to chase them?

 

Make sure that you have the money in the bank before you stop the court proceedings though!

 

Well done!

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The mail came out of the blue.

 

 

Thank you for your comments, my advice to all members please follow through don't let them bully you or put you off, it will be worth it in the end.

 

 

thank you all.

Abbey Settled 3,600:cool:

 

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EGG

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Abbey

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  • 2 weeks later...
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