RedDeath v LloydsTSB

[bill-k]

Please pardon my intrusion here, Red. Just a short, but simple comment. Most of this stuff here is way above me, but I can see you are able to understand it pretty well. I can also see (by the edits !! ) that you are feeling emotive about this, too.

 

I can only ask you to let your head guide you on this, and keep your heart out of the process. The courts deal with the head stuff, but unfortunately, it is the hospitals that may end up dealing with the heart stuff. Please don't let that happen, matey.

 

FWIW, I have had cause to look into the possibility of claiming damages for ill-health caused consequentially. Nerves, depression, booze & pills, blah blah. It's down on record, yeah, but proving the direct cause of it is IMVHO where the fun and games will start. The opposition will employ professionals who I am sure will try and dig up every other thing that may have caused your ill-health. And I mean dig - it's their job, and they will do it well, I'm sure. You may think your cupboard's tidy, and that you have nothing to hide, but I have heard that said here so many times. They will find all sorts of things you never realised were in there, of that I'm sure, and they could literally push you over the edge in doing so IMVHO.

 

I eventually decided on two things:

1. I will keep my cards very close to my chest, and

2. I will go for every other penny that I think I do have a chance of getting back without having to worry about P.I.'s going through my rubbish, and my personal records. I will consider that as my payment in lieu of compensation.

 

Please let your head run the show, not your heart.

 

Bill.

 

PS - there are some Google spreadsheets for consolidation loans here if you're interested.

[bill-k]

Well said, Red. While we're at it, here's one lifted from another good member's sig.

 

Anyway, it kicks my @$$ sometimes when I need it, (and so does she !! )

"I am not going to sit on my ass as the events that affect me unfold to determine the course of my life. I'm going to take a stand. I'm going to defend it. Right or wrong, I'm going to defend it."

(ferris Bueller's Day off)

[bill-k]

...i meant to click the scale....!

Aaaa, so it was YOU who reported a bad post then, was it, Red !!!

No worries - I've got a whole thread-load of them, now !! Water off a duck's back.

 

Just kidding - seriously thanks for the click. I have a history of pressing all the wrong buttons in my life, too. That Abe Lincoln maxim "Nearly all men can stand adversity, but if you want to test a man's character, give him power." is really about the abuse or mis-use of power in the hands of those who will not or cannot handle it properly. It is in my sig. aimed at all forms of maladministration and abuse of position. If you are putting the banks in this position, then they have clearly failed the test, I agree.

 

However, it occurs to me that you are putting yourself in the position of power, and seeing this as a test of your character. By all means do so, here, Red. But be aware that one of the tests has to be whether or not you understand the source of your power, and its' limitations.

 

I believe you may be considering that your power is the power of the Courts. Remember, then - that power is shared by the banks, and so, too, is the source of that power - the Law. The banks are pass-masters in the dark art of abusing and mis-using that power. Part of that skill will be their ability to show that you are doing that yourself, and not they.

 

So please remember that you have that power, but it is not yours alone, and the test of your character will be in how you use it against another who shares that power, but has infinitely more experience of employing it.

 

Noooooooo - please don't click me !!! I don't want to risk another "bad post" report - aaaaaaaargh !!!!

[bill-k]

Yes, that was Justwon's claim, wasn't it ? I was surprised that it didn't get picked up and used as a template for future CI claims, here. But nothing surprises me now. Things change so fast, now that the banks have got their rears in gear. We are getting hit by new stuff, and reeling from it. We pick ourselves up, and dust ourselves off......and wait for the next hit !!

 

IMVHO, Red, you deserve all the support these guys can give you here, for just going in with a decent fighting spirit and throwing punches first. That is the way to put up a fight, I reckon.

 

Just try and keep your eyes open, and listen to what strategies your "second" whispers in your ear between rounds.

 

Cue Rocky theme.......

 

PS - just stepped on Photoman's toes. Apologies and thanks, also.

[bill-k]

I am busy putting together a couple of spreadsheets that plot loans compared to different interest levels

If I can help at all with these, then PM me.

On a happy note I now have 4 days off work and capital one's cheque landed on my doorstep today. £1100, woohoo.

Hey -

CONGRATULATIONS

on your Crapitall win, Red !!

So that's 4 days in which to get well and truly p1$$ed, then. Enjoy !!

 

You've certainly had a lot of peeps drop in recently with all this stuff - it must seem like you're at the bottom of an American Footbal pile-up !!

 

Cue next movie......Debbie Does Dallas ? Remember - it's not the size of your claim that matters, it's the way that you action it !!

.........................

[bill-k]

Yes a jinx for the Banks but not the claimant.

 

LOL - What was that long word again, Tanz ?

 

Trickydickyphonia or summat ?

[bill-k]

That's one (2) of the most informative posts I've read in a long time, P-M !! Well done !!

 

Sorry for the hi-jack in your absence, Red, but on-topic in a way, as this is another guy like yourself who is willing to push the envelope.

 

Here's a bit of Fri 13th cultcha, now, then:-

 

[bill-k]

Just the doors, though, eh, Red ?

 

Picture of exploding car was here - unfortunately, NOT from the film, and was deemed inappropriate. My apologies.

Please - just the {edit} doors !!

 

Inappropriate picture removed.