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    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Windows and doors failed building regs compliance


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I invited a long established local  windows company to  quote for the supply and installation of two windows and a door. The business owner surveyed the property, which was a former attached storeroom (at the time was just a shell) which we were converting into a studio flat. The storeroom had never had windows, so we had a builder create new openings.  He also repositioned the old doorway. The window company came to measure up and quote. I accepted the quote. Then they supplied and installed, and issued  the Fensa certificate when they finished. 

 

Sometime later, when the project was complete we had the final inspection from building control to issue the Completion Certificate. However, there was a document missing which was a PAS24 document. This certified the specs of the door and window met the standard for compliance. I asked the windows firm to issue the document but they could not issue it because they had installed standard doors and windows which did not have a high enough spec to meet PAS24 compliance.

 

They argue that I did not tell them  the windows and door needed to comply with building regs, and had I of done, they would have quoted me for higher spec products.

I argue that as a member of the public, I had invited them to survey, measure up and quote for two windows and a door. When the survey was done, it is they who would have known the products needed to comply (as all new installations must), but they quoted for only a standard product. They did not quote for two versions (cheaper one that would not comply and a dearer one that would). They did not ask me questions to ascertain whether building control were involved and did not explain the options. They simply provided their  recommendation for my needs, and  supplied a drawn plan. I accepted the quote with the full expectation that the products they quoted for would naturally comply with current regs. I am of the view that they had a duty to ensure compliance and if there was any doubt they should have asked questions to make sure. They now want £1000 to replace the glass, locks & barrels to upgrade to PAS24 compliance. After some emailing to and fro, their final position is they reject all responsibility.

 

My question is: Who is responsible? Should I have checked the quote suited my purpose (ie the products would comply with PAS24, even though I had never heard of it), before signing  the contract? Or should they have ensured the product they were recommending and quoting for was fit for the purpose, and therefore ask me the right questions to ascertain? Is it my fault or theirs?

 

What's my next move?

 

Its WAR

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In principle you were entitled to rely on their professional expertise and judgement.
Did they have a written instruction from you?

If you can establish their liability then I would say that they will be liable for the removal and reinstallation of the items to a proper specification but not for the cost of the replacement items. In respect of those, they would have to deduct the money you paid for the only fitted pieces and charge you only for the balance.

Did they have a written instruction from you?

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Thanks BF.

 

The only written instruction was my signature accepting their quotation. I agree I relied entirely on them to come up with a compliant solution. I think that is the natural expectation of all customers.

 

So are you saying they might only be liable to cover their  labour costs  of removing the lower spec parts and replacing with the compliant parts, and that I would be responsible for the actual cost of the new parts? Or the difference in cost between the old and new parts. ie the old glass panel say £200, the replacement say £300, so I pay £100 or £300?

Its WAR

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I have just looked up Building regulation Part Q which came into effect on October 1st 2015. Windows and doors Part Q is mandatory for most  new buildings. Part Q does not apply to replacement windows and doors.

 

PAS24 is the certificate with details the physical specs of the door to withstand attack. The certificate  proves the manufacturer has had the door tested and has past the test.

 

As this installation was for a new residential building and the door and windows were first time installed (not replacing existing ones), the installer would have known they had to comply, must comply, without me telling them. So I maintain, it is their liability.

 

Its WAR

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