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    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
    • Thanks   Noting the day to apply for default judgement if necessary
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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can I claim back charges?


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Hi I'm new to this site and not sure if I can claim back my charges. My husband and I were being charged huge bank charges a few months ago, I decided to try and recover some charges so I sent the first letter with a cheque to HSBC asking for the bank statements, they cashed my cheque and never replied. Meanwhile things had got really bad financially so we went to a company called payplan who are now dealing with our creditors on our behalf. HSBC are refusing to acknowledge this and they phone me at least once every day, and on occasion have been quite intimidating I now refuse to speak to them, but they just keep calling. The charges are still going on my account and they won't do anything about this unless we agree to a new loan. Can I still go for the bank charge refund or not. I would really appreciate any advice anyone can give as this keeps me awake at night worrying where it will all end, do we have to declare ourselves bankrupt to get out of this mess?

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If the bank are phoning you every day may i suggest you send this letter

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/37006-harassment-telephone-response-letter.html

 

as for the statements how long has it been since they got the letter?

 

as for the payplan situation, i really dont know but theres no harm in trying to reclaim your charges

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Many thanks for the reply I'm certainly going to send the letter today. As for the statements letter I sent it in April, but didn't follow it up because we couldn't afford to carry on with our loan repayments and Payplan were involved. I am keen to do something about it all, but wasn't sure what to do.

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HI Gillian it sounds horrible what your going through ive been through it, and its not easy, check the information section under your bank there is a list of numbers and emails that detail who people off this site has dealt with regarding getting there information back, this is what i used when natwest ignored me, i got the manager who deals with it and she sent them to me, if they cashed your cheque they have aknowledged your request me thinks that they test us to see if we can do it, just try and read as much as this site and all the threads as you can!! everything you need is here. good luck, also setup another bank account they cant take off you what they cant get! ooooh just remembered im sure ive read somewhere that if you are put into debt because of there illegal bank charges ie forced into debt that you can get that money back too i will have a read through the threads see if i can find it, so keep your eyes peeled!!

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  • 5 months later...

Georgia

 

Sorry for the delay in responding, but thanks for the information you posted, I've set up another bank account and I'm just about to do the court action thing with the bank charges, the bank replied that they are dealing with my query and will get back to me, that was weeks ago. Still don't know whether I'm doing the right thing going for the bank charges, but I may be glad I did if they pay the money back.

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Welcome Gillian. what you should do now is start a thread on the HSBC forum. Where you will find lots of help and advice. God luck. Click on link.

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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