SeeSaw Vs Lloyds ***WON***

[Michael Browne]

Moneyclaim guide here:

Her Majesty's Courts Service

 

MCOL POC's here:

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=34887

[Michael Browne]

Total charges = £1615

+ 8% Interest = £277.31

Claim amount = £1892.31

- £750

Final claim amount = £1142.31

 

 

Unfortunately it doesn't work like that. If they have refunded monies before you have filed at court you cannot claim s69 8% interest on that amount. So you have to take off the £750 + the 8% relating to those charges.

 

If they send you a cheque, you can send it back and claim the whole lot, but if they credit your a/c you're basically left with the above.

 

N1 has the advantage of unlimited space for much fuller POC's and you can attach your schedule at the same time. MCOL is very convenient and you can follow progress on-line. Where possible I would use N!.

[Michael Browne]

Newest, that way you lose the least amount of 8% interest.

[Michael Browne]

Seems complicated to me . I still stand by posts #8 &10

[Michael Browne]

Should i just put a statement in the N1 about Lloyds repaying some of the charges hence their not being included in the schedule?

No need, they've paid you £750 of what they owed and you're filing a claim for what they still owe you. (Assuming you have actually received the £750.)

[Michael Browne]

Its an old trick habitually used by Citicards. See here for letter of objection:

http://www.consumeractiongroup.co.uk/forum/citicards/38738-citi-trying-move-case.html?highlight=Salford

[Michael Browne]

if they've messed up by ticking their intention to contest jurisdiction and not following up on it i'd like to make them pay!!

Not quite sure how you can do that.They're entitled to make the application if they want to. You could contest it and it wouldn't usually be granted, but it would cause delay to your claim

[Michael Browne]

Yes, you need to object to it. Send the letter amended to suit, with copy to GCA and SCM

[Michael Browne]

Fine.